Connacher Oil and Gas Limited reports year end 2008 results; Higher downstream crude oil costs and higher non-cash charges result in loss for fourth quarter and full year; Record production, revenue and cash flow achieved; Significant reserves growth reco

    CALGARY, March 19 /CNW/ - Connacher Oil and Gas Limited today released
its operating and audited financial results for the year ended December 31,
2008. Connacher made significant progress as a company during 2008. We
achieved record production which averaged 8,581 barrels of oil equivalent
("boe") per day ("boe/d") for the full year 2008, an increase over full year
2007 of 270 percent and 10,341 boe/d in the fourth quarter 2008, an increase
of 363 percent over fourth quarter 2007 results. The company's proved reserves
("1P") of crude oil, natural gas, natural gas liquids and bitumen, expressed
on a boe basis, more than tripled; proved and probable reserves (2P) more than
doubled. Our reserve replacement ratio, which is calculated by dividing
reserves added in 2008 (grossed up for 2008 production) by record 2008
production, was 38 times for 1P reserves and over 60 times for 2P reserves. We
achieved record revenue and cash flow from operations, before changes in
non-cash working capital and other items ("cash flow") from our integrated
operation. We recorded a fourth quarter 2008 and full year loss, primarily
arising from higher downstream crude oil costs and increased provisions for
non-cash charges, including depletion due to record production levels and also
including those associated with foreign exchange losses on translation of our
U.S. dollar-denominated debt.
    Our year-end liquidity remained strong, with $224 million of cash and
$198 million of working capital. Perhaps more importantly, we sense recovery
in the air.
    These year-end 2008 and fourth quarter 2008 results will be the subject
of a Conference Call at 9:00 a.m. MDT on March 20, 2009. To listen to or
participate in the live conference call please dial either (416) 644-3414 or
(800) 733-7560. A replay of the event will be available from Friday, March 20,
2009 at 11:00 a.m. MDT until 21:59 (9:59 p.m.) MDT on Friday, March 27, 2009.
To listen to the replay please dial either (416) 640-1917 or Toll Free at
(877) 289-8525 and enter the passcode 2129403 followed by the number sign.Key operational achievements of 2008 were as follows:

    -   We commenced full-scale production at Great Divide Pod One ("Pod
        One"), our first 10,000 bbl/d steam assisted gravity drainage
        ("SAGD") oil sands project. Commerciality was declared on March 1,
        2008, only two months after production commenced in December 2007;
        all 15 SAGD well pairs are now onstream.
    -   We experienced a solid ramp up of bitumen production at Pod One,
        reaching a peak of 9,870 bbl/d in September 2008, against a rated
        capacity of 10,000 bbl/d.
    -   We lowered Pod One steam-to-oil-ratios (SOR's) to less than three
        times for the project with instantaneous SOR's for better wells in
        the low twos.
    -   We produced over 3.1 million boe in 2008, including over 2.1 million
        barrels of bitumen from Pod One. Daily production increased 270
        percent to 8,581 boe/d, with a fourth quarter 2008 average rate of
        10,341 boe/d.
    -   Our conventional oil and natural gas production rate averaged over
        3,100 boe/d in 2008, an increase of 35% over 2007.
    -   We secured approval of Algar, our second 10,000 bbl/d SAGD oil sands
        project, completed and paid for many long-lead equipment items and
        completed civil work in early 2009.
    -   We significantly expanded our conventional oil, natural gas and
        bitumen reserve base through successful drilling programs and the
        impact of the Algar approval, which moved probable reserves to proved
        reserves.
    -   At our refinery in Great Falls, Montana, during 2008 we substantially
        completed the ultra low sulphur diesel project, on time and on
        budget.

    Summary financial and operating highlights were as follows:

    Financial Highlights
    -------------------------------------------------------------------------
                                                2008        2007    % Change
    -------------------------------------------------------------------------
    FINANCIAL
    -------------------------------------------------------------------------
    ($000 except per share amounts)
    -------------------------------------------------------------------------
    Revenues, net of royalties               629,339     344,520          83
    -------------------------------------------------------------------------
    Cash flow(1)                              54,817      44,965          22
    -------------------------------------------------------------------------
      Basic, per share(1)                       0.26        0.22          18
    -------------------------------------------------------------------------
      Diluted, per share(1)                     0.26        0.22          18
    -------------------------------------------------------------------------
    Net earnings (loss)                      (26,603)     40,961        (165)
    -------------------------------------------------------------------------
      Basic and diluted, per share             (0.13)       0.20        (165)
    -------------------------------------------------------------------------
    Property and equipment additions         351,736     322,962           9
    -------------------------------------------------------------------------
    Cash on hand, end of period              223,663     392,271         (43)
    -------------------------------------------------------------------------
    Working capital, end of period           197,914     389,789         (49)
    -------------------------------------------------------------------------
    Term debt, end of period                 778,732     664,462          17
    -------------------------------------------------------------------------
    Shareholders' equity, end of period      469,087     480,439          (2)
    -------------------------------------------------------------------------
    Total assets, end of period            1,431,675   1,258,828          14
    -------------------------------------------------------------------------
    -------------------------------------------------------------------------

    -------------------------------------------------------------------------
    COMMON SHARE INFORMATION
    -------------------------------------------------------------------------
    Shares outstanding,
     end of period (000)                     211,182     209,971           1
    -------------------------------------------------------------------------
    Weighted average shares outstanding
    -------------------------------------------------------------------------
      Basic (000)                            210,794     200,092           5
    -------------------------------------------------------------------------
      Diluted (000)                          214,647     202,766           6
    -------------------------------------------------------------------------
    Common shares traded
     during the year (000)                   393,365     239,590          64
    -------------------------------------------------------------------------
    Common share price ($)
    -------------------------------------------------------------------------
      High                                      5.26        4.43          19
    -------------------------------------------------------------------------
      Low                                       0.60        3.07         (80)
    -------------------------------------------------------------------------
      Close, end of year                        0.74        3.79         (80)
    -------------------------------------------------------------------------

    (1) Cash flow and cash flow per share do not have standardized meanings
        prescribed by Canadian generally accepted accounting principles
        ("GAAP") and therefore may not be comparable to similar measures used
        by other companies. Cash flow is calculated before changes in non-
        cash working capital, pension funding and site restoration
        expenditures. The most comparable measure calculated in accordance
        with GAAP would be net earnings. Cash flow is reconciled with net
        earnings on the Consolidated Statement of Cash Flows and in the
        accompanying Management's Discussion & Analysis ("MD&A"). Commonly
        used in the oil and gas industry, management uses these non-GAAP
        measurements for its own performance measures and to provide its
        shareholders and investors with a measurement of the company's
        efficiency and its ability to internally fund future growth
        expenditures.

    (2) No dividends have been declared by the company since its
        incorporation.

    (3) The recognition of bitumen sales from the company's first oil sands
        project, Great Divide Pod One, commenced March 1, 2008, when it was
        declared "commercial". Prior thereto, no production was reported and
        all operating costs, net of revenues were capitalized. The 2008 daily
        production average is based on a full calendar year.

    (4) All references to barrels of oil equivalent (boe) are calculated on
        the basis of 6 Mcf : 1 bbl. This conversion is based on an energy
        equivalency conversion method primarily applicable at the burner tip
        and does not represent a value equivalency at the wellhead. Boes may
        be misleading, particularly if used in isolation.

    (5) Netback is a non-GAAP measure used by management as a measure of
        operating efficiency and profitability. It is calculated as petroleum
        and natural gas revenue less royalties and operating costs. The most
        comparable measure calculated in accordance with GAAP would be net
        earnings. Netback is reconciled with net earnings in the accompanying
        MD&A.

    (6) The reserve and resource estimates for 2008 and 2007 were prepared by
        GLJ Petroleum Consultants Ltd ("GLJ"), an independent professional
        petroleum engineering firm, in accordance with Canadian Securities
        Administrators' National Instrument 51-101 (NI 51-101) and the
        Canadian Oil and Gas Evaluation Handbook. Under NI 51-101, proved
        reserves are those reserves which can be estimated with a high degree
        of certainty to be recoverable. It is 90 percent likely that actual
        remaining quantities will exceed estimated proved reserves. Probable
        reserves are those additional reserves that are less certain to be
        recovered than proved reserves. It is equally likely that the actual
        remaining quantities recovered will be greater or less than the sum
        of proved plus probable reserves. Possible reserves are those
        additional reserves that are less certain to be recovered than
        probable reserves.

    Operating Highlights
    -------------------------------------------------------------------------
                                                2008        2007    % Change
    -------------------------------------------------------------------------
    OPERATING
    -------------------------------------------------------------------------
    Production
    -------------------------------------------------------------------------
      Bitumen (bbl/d)(3)                       5,456           -           -
    -------------------------------------------------------------------------
        Crude oil (bbl/d)                      1,029         792          30
    -------------------------------------------------------------------------
      Natural Gas (mcf/d)                     12,570       9,172          37
    -------------------------------------------------------------------------
        Equivalent (boe/d)(4)                  8,581       2,320         270
    -------------------------------------------------------------------------
    Pricing
    -------------------------------------------------------------------------
      Bitumen ($/bbl)                          45.74           -           -
    -------------------------------------------------------------------------
        Crude oil ($/bbl)                      82.01       52.80          55
    -------------------------------------------------------------------------
        Natural gas ($/mcf)                     7.90        6.38          24
    -------------------------------------------------------------------------
    Selected highlights ($/boe)(4)
    -------------------------------------------------------------------------
        Weighted average sales price           50.49       43.22          17
    -------------------------------------------------------------------------
        Royalties                               5.00        6.93         (28)
    -------------------------------------------------------------------------
        Operating and transportation costs     20.38       11.06          84
    -------------------------------------------------------------------------
        Operating Netback(5)                   25.11       25.23           -
    -------------------------------------------------------------------------
    RESERVES AND RESOURCES
    -------------------------------------------------------------------------
    Reserves volumes (mboe)(6, 7)
    -------------------------------------------------------------------------
        Proved (1P) reserves                 182,840      59,857         205
    -------------------------------------------------------------------------
        Proved plus probable (2P) reserves   379,476     187,250         103
    -------------------------------------------------------------------------
        Proved plus probable plus possible
         (3P) reserves(9)                    452,295     251,468          80
    -------------------------------------------------------------------------

    -------------------------------------------------------------------------
    Reserves  values ($million)(8)
    -------------------------------------------------------------------------
        1P reserves                            1,026         603          70
    -------------------------------------------------------------------------
        2P reserves                            1,543       1,194          29
    -------------------------------------------------------------------------
        3P reserves                            2,274       1,308          74
    -------------------------------------------------------------------------

    -------------------------------------------------------------------------
    REFINERY
    -------------------------------------------------------------------------
    Refining throughput
    -------------------------------------------------------------------------
        Crude charged (bbl/d)                  9,184       9,485          (3)
    -------------------------------------------------------------------------
        Refinery utilization (%)                  97         100          (3)
    -------------------------------------------------------------------------
        Margins (%)                             (2.0)       15.4        (113)
    -------------------------------------------------------------------------
    Notes (1) to (6) on previous page

    (7) After production of 3.1 million boe in 2008.

    (8) 10 percent present value of future net revenue before taxes.

    (9) Possible reserves account for 73 mmboe of the estimated total 3P
        reserves.

    There is only a 10 percent probability that the quantities actually
    recovered will equal or exceed the sum of proved plus probable plus
    possible reserves.


    Year in ReviewConnacher had an excellent year of execution and achievement in 2008,
reporting record production, revenue and cash flow. Events near year end,
including the meltdown of commodity, stock and credit markets impacted
adversely on our fourth quarter 2008 and thus on our full year 2008 financial
and operating results. Nevertheless, we view our operational accomplishments
for the year as considerable.
    The collapse of crude oil prices and economic downturn occurred quickly
and on a global basis. As a producer of bitumen in Alberta's oil sands, we
reacted quickly to weaker crude oil prices, widened heavy oil differentials
and challenging operating costs by curtailing production at Pod One in
December 2008. Subsequently, within about one month of this curtailment, we
were able to restore our operations to full capacity due to steps we took to
capitalize on contango in the crude oil price and on other factors which
improve our selling price at Pod One. Accordingly, we are now in the midst of
ramping volumes up to pre-shutdown levels, which were approaching 10,000
bbl/d. At those production levels, our steam/oil ratios ("SOR's") were
favorable, at around three times overall and approaching two times at some of
our better wells, before the curtailment. We anticipate again achieving these
metrics in 2009.
    We have since drilled two new SAGD well pairs in proximity to our best
well at Pod One and following completion, tie-in and steaming, will place
these wells onstream around mid-year 2009. We also intend to install four of
nine electrical submersible pumps we have in inventory during the next several
months. This should contribute to improvements in both reliability and
productivity with lower SOR's from the wells into which this artificial lift
will be installed. This is in keeping with our emphasis on production
optimization and cost control in a lower crude oil price environment.
    Our current production at Pod One is approximately 8,000 bbl/d. We are
ramping up at a measured pace towards 10,000 bbl/d to ensure our cost control
goals can be achieved. Our facility operated well throughout 2008 and we
overcame minor operational challenges throughout the year. We have recently
been successful in reducing operating costs, assisted by higher production
volumes. We are targeting to have our operating costs at Pod One in the
$17-$20 bbl range for full year 2009, depending on the cost of natural gas,
which we believe would make Connacher among the lowest if not the lowest cost
operator in the oil sands at this time.
    Consistent with our commitment to an integrated strategy comprised of
repeatability, long-term sustainability and expandability of our production
base in the oil sands, we applied for regulatory approval to construct our
second 10,000 SAGD project at Algar in the latter half of 2007. In November
2008, we received the requisite approvals for this project and immediately
commenced civil work on the access road, plant site and three well pads. We
had previously ordered numerous long-lead equipment items to maintain our
execution record for timely project completion. Market conditions deteriorated
to such an extent that in mid-December, we decided to suspend construction of
Algar, once we completed the civil work on the access road, plant site and
three well pads. To date, we have invested approximately $150 million in
Algar, the total cost of which had been financed in late 2007 and was
estimated at $345 million, excluding approximately $14 million related to the
decision to suspend construction. We appreciate this is a long term
investment, but liquidity remains the priority for most oil companies at this
time. We will reinstate construction, plant assembly and drilling of the
proposed 15 SAGD well pairs for Algar at the earliest opportune time, upon
indication of improved capital markets and with satisfactory evidence of a
sustainable recovery in crude oil prices, thus providing a reasonable prospect
of an adequate rate of return on our investment.
    Our 9,500 bbl/d heavy oil refinery, located in Great Falls, Montana made
respectable progress through a challenging economic period in 2008.
Profitability was adversely impacted by the rapid escalation in crude oil
prices that occurred in the first half of 2008, coupled with the inability of
the refinery to pass on its higher input costs in the prices received for its
refined products, especially asphalt. A deteriorating U.S. economy put
downward pressure on gasoline prices in the latter part of 2008, which also
negatively impacted the refinery's results for the year. The refinery was able
to offset these poor conditions somewhat by expanding its middle distillate
and asphalt product markets. We also capitalized on our small refiner niche to
secure an important U.S. government jet fuel contract. The refinery has
substantially completed construction of its ultralow sulphur diesel ("ULSD")
project, on time and on budget. The refinery did experience some throughput
reduction in December 2008 and during the first quarter 2009, associated with
the tie-in of the ULSD facility and also because of extreme cold weather.
Regardless, we have commenced the production of ULSD in March 2009.
    In the first quarter of 2009, we continued a modest exploration program
at Great Divide, with a total of 24 core holes being drilled. We are pleased
with the overall results of this program, which enhances our overall
understanding of the reserve potential of our main lease block.
    On March 9, 2009 we submitted a Terms of Reference for a proposal to
expand our Great Divide Pod One and Algar SAGD facilities ("Great Divide SAGD
Expansion Project") from a current authorized level of 20,000 bbl/d of bitumen
to approximately 44,000 bbl/d of bitumen. The Terms of Reference is the first
step in the process of preparing an Environmental Impact Assessment ("EIA")
for the Great Divide SAGD Expansion Project, as directed by Alberta
Environment.

    Fourth Quarter 2008 and Full Year 2008

    The fourth quarter 2008 was a difficult period for Connacher. Revenues
fell from the prior quarter and we experienced modest negative cash flow,
primarily due to the dramatic drop in crude oil prices and the widening of
heavy crude oil price differentials, which particularly affected bitumen
producers. This detracted from our record performance during the first three
quarters of 2008. Additionally, the fourth quarter of any year is normally the
period when we start to build our asphalt inventories at our refinery. As a
result of lower crude oil prices and refined product pricing, we recorded a
downward valuation adjustment of $9 million in this reporting period, for all
refined products we carry in inventory, including our expanding asphalt
inventory. We charged this amount as an expense in our Statement of
Operations. As a result, our refining division reported an operating loss for
the period. These adverse factors were offset by a provision for a significant
cash tax recovery, for both the fourth quarter 2008 and for the full year
reporting period. This more than offset the inventory valuation adjustment and
resulted in positive after-tax operating income in both reporting periods for
our refining division.
    For the fourth quarter 2008, upstream production was 10,341 boe/d
compared to 2,233 boe/d in the fourth quarter of 2007, an increase of 363
percent. This was achieved despite the short-term curtailment of bitumen
production at Pod One in mid-December 2008. Revenue was $102 million compared
to $225 million in the third quarter of 2008 and $83 million in the fourth
quarter of 2007, reflecting crude oil price volatility. Our cash flow
deficiency was $4.7 million in the fourth quarter of 2008. Please refer to the
MD&A below for reconciliation of cash flow to net loss. A loss of $43.6
million was recorded, primarily due to non-cash charges. These included an
increased provision for depletion due to higher upstream production, a
provision for a foreign exchange loss on the translation of our U.S. dollar
denominated debt, higher future taxes and the write-off of certain costs,
including those related to the original arrangement of the company's
terminated credit facilities and for front end engineering and design studies
related to the deferral of refinery expansion plans.
    For the full year 2008, cash flow was a record $55 million, an increase
of 22 percent compared to $45 million in 2007. On a weighted average
outstanding basis of 211 million shares in 2008 (200 million in 2007), cash
flow per share was $0.26 compared to $0.22 in 2007. Please refer to the MD&A
below for reconciliation of cash flow to net loss.
    A net loss of $26.6 million ($0.13 per share) was recorded in fiscal
2008, after a provision for non-cash charges totaling $80 million, compared to
net earnings in 2007 of $41 million ($0.20 per share). Connacher ended the
year with $224 million of cash, working capital of $198 million and $779
million of long term debt. None of the company's debt is repayable until 2012
and most of it is not repayable until 2015. A significant portion ($89
million) of the company's year end cash balances was derived from the
successful monetization of the currency and interest rate swaps associated
with the company's outstanding U.S. dollar-denominated Second Lien Note issue.
This significant contribution to corporate liquidity was achieved without
share dilution or the incurrence of additional indebtedness.
    Subsequent to year end 2008, Connacher elected to cancel its undrawn $150
million and US$50 million credit facilities. We had attempted to renegotiate
certain key terms of the facilities, but we were unsuccessful in securing
acceptable revisions from our banking syndicate. In order to further enhance
our financial flexibility and liquidity, as we now have considerable unused
credit capacity following the cancellation of our former facilities, we are
investigating alternative credit sources. We have already arranged a
cash-collateralized letter of credit facility in the amount of $20 million to
facilitate our normal business transactions requiring letters of credit. New
funding would supplement our strong year end 2008 cash balances and working
capital. We also intend to examine other opportunities to restructure
components of our balance sheet, in the context of lower commodity prices.
    While we sense recovery, we also expect the early part of 2009 will be
challenging. We have already experienced difficult conditions during the first
few months of 2009, although we are currently experiencing improved market
conditions. Nevertheless, in response to these circumstances, we have
curtailed our anticipated capital spending for 2009 to approximately $123
million, down from previous levels approximating $373 million. Most of these
expenditures will occur in the first quarter 2009, primarily related to Algar.
Details of our continuing program are provided in greater detail herein.
    We anticipate a much improved full year contribution from our refining
operations, primarily due to healthy asphalt markets. Newly-announced U.S.
government infrastructure projects are anticipated to result in an
unprecedented demand for asphalt. This product is currently in short supply in
the United States. This improvement should start to be apparent in the second
quarter of 2009. We also anticipate positive net operating income from our
upstream operations. With our significant cash balances and our operating cash
flow, we anticipate being able to fund all of our capital spending activities
and meet all financial obligations throughout 2009, even if crude oil prices
stay at WTI US$45.00/bbl for the balance of this year, without having to raise
any additional capital.
    We continue to believe preserving our liquidity and protecting our assets
are the priority responsibilities for 2009. We have ample identified reserves
and resources to remain confident of our long-term growth prospects and we
believe energy prices will improve as the year unfolds. To stabilize our
outlook in a volatile period and protect against the possibility of renewed
crude oil price weakness, we have arranged WTI hedges at prices of
US$46.00/bbl and US$49.50/bbl, on approximately one half of our anticipated
bitumen production for much of 2009. We have a built-in physical hedge with
our own natural gas production at Marten Creek, Randall, Latornell, Seal and
other areas. We believe that this minimizes the impact of volatility in
natural gas prices on our overall operations.Revised Capital Budget

    In view of changed capital market conditions, we have elected to preserve
liquidity and reduce our 2009 capital expenditures to $123 million as follows:

    ($million)                                New                   Original
    -------------------------------------------------------------------------
    Upstream
    Conventional                              $13                        $15
    Pod One                                    18                         20
    Algar                                      29                        208
    Algar capitalized items                    30                         69
    Cogeneration                                4                         22
    Exploration                                 9                         10
    EIA and other                               3                          3
    Downstream
    Refining                                   17                         26
    -------------------------------------------------------------------------
    Total                                    $123                       $373
    -------------------------------------------------------------------------Connacher Oil and Gas Limited is a Calgary based crude oil, natural gas
and bitumen producer. Our principal asset is our interest in the Great Divide
oil sands project in northeastern Alberta. We also own a 9,500 bbl/d heavy oil
refinery in Great Falls, Montana and a 24 percent equity stake in Petrolifera
Petroleum Limited, a public company listed for trading on the Toronto Stock
Exchange, with assets in South America.

    Forward-Looking Information

    This press release contains forward-looking information including
estimations of reserves and resources and future net revenue associated
therewith, expectations of future production and SORs at Pod One, timing for
two new SAGD wells to commence production, planned installation of electrical
submersible pumps, anticipated improvements in reliability and productivity of
SAGD wells with artificial lift installed, anticipated reductions in operating
costs, timing and future considerations for reactivation of construction of
Algar, timing for initiating ULSD production, future expansion plans at Great
Divide, anticipated capital spending for 2009 and sources of funding thereof,
anticipated improvement in financial results of the refining operation and
anticipated improvements in commodity prices, investigation of financing
alternatives to restructure balance sheet components and efforts to secure
new, acceptable sources of credit to replace facilities cancelled by the
company. Forward looking information is based on management's expectations
regarding future growth, results of operations, production, future capital and
other expenditures (including the amount, nature and sources of funding
thereof), plans for and results of drilling activity, environmental matters,
business prospects and opportunities. Forward-looking information involves
significant known and unknown risks and uncertainties, which could cause
actual results to differ materially from those anticipated. These risks
include, but are not limited to: the risks associated with the oil and gas
industry (e.g., operational risks in development, exploration, and production;
delays or changes in plans with respect to exploration or development projects
or capital expenditures; the uncertainty of reserve and resource estimates;
the uncertainty of estimates and projections relating to production, costs and
expenses, and health, safety, and environmental risks), and the risks of
commodity price and foreign exchange rate fluctuation, and risk and
uncertainties associated with maintaining necessary regulatory approvals. In
addition, the current financial crisis has resulted in severe economic
uncertainty and resulting illiquidity in credit and capital markets which
increases the risk that actual results will vary from forward looking
expectations in this press release and these variations may be material. In
particular, there can be no assurance that the company will be able to secure
new sources of credit on terms and conditions acceptable to the company or at
all or that the company will be successful in its efforts to restructure
certain components of its balance sheet. These risk and uncertainties are
described in details in Connacher's Annual Information Form for the year ended
December 31, 2008, which is available at www.sedar.com.
    Information relating to "reserves" and "resources" and "future net
revenues" associated therewith are deemed to be forward-looking information,
as they involve the implied assessment, based on certain estimates and
assumptions, that the reserves and resources, as the case may be, described
exist in the quantities predicted or estimated, and can be profitably produced
in the future to achieve the future net revenue calculated in accordance with
certain assumptions. The assumptions relating to the reserves and resources of
the Corporation and associated future net revenues are contained in the 2008
GLJ Report and are summarized in Connacher's Annual Information Form for the
year ended December 31, 2008. Future net revenues associated with reserves and
resources do not necessarily represent fair market value. Connacher assumes no
obligation to update or revise the forward-looking information to reflect new
events or circumstances, except as required by law.


    Management Discussion and Analysis

    The company's long-term business plan anticipates continued substantial
growth. Emphasis will be on developing the Great Divide Oil Sands Project in
Alberta, while continuing to develop the company's recently-expanded
conventional production base and operating the Montana refinery.
    The following is dated as of March 19, 2009 and should be read in
conjunction with the consolidated financial statements of Connacher Oil and
Gas Limited ("Connacher" or the "company") for the years ended December 31,
2008 and 2007 as contained in this annual report. The consolidated financial
statements have been prepared in accordance with Canadian generally accepted
accounting principles ("GAAP") and are presented in Canadian dollars. This
MD&A provides management's view of the financial condition of the company and
the results of its operations for the reporting periods.

    Forward-looking Information

    This report, including the Letter to Shareholders, contains
forward-looking information including but not limited to estimations of
reserves and resources and future net revenue associated therewith,
expectations of future production, net operating income, cash flow,
profitability and capital expenditures, anticipated reductions in operating
costs as a result of optimization of certain operations, development of
additional oil sands resources (including Algar and the timeline and capital
costs for construction of Algar), expansion of current conventional oil and
gas and oil sands operations, and timely expansion or downstream refining and
marketing opportunities, initiation of ultra low sulphur diesel production,
planned construction of a cogeneration facility and anticipated sources of
funding for capital expenditures and plans for improving liquidity which may
include securing a new credit facility, accessing new equity, corporate
acquisitions or business combinations, joint venture arrangements and
restructuring components of the balance sheet. Forward looking information is
based on management's expectations regarding future growth, results of
operations, production, future commodity prices and foreign exchange rates,
future capital and other expenditures (including the amount, nature and
sources of funding thereof), plans for and results of drilling activity,
environmental matters, business prospects and opportunities and future
economic conditions. Forward-looking information involves significant known
and unknown risks and uncertainties, which could cause actual results to
differ materially from those anticipated. These risks include, but are not
limited to: the risks associated with the oil and gas industry (e.g.,
operational risks in development, exploration and production; delays or
changes in plans with respect to exploration or development projects or
capital expenditures; the uncertainty of reserve and resource estimates; the
uncertainty of estimates and projections relating to production, costs and
expenses, and health, safety and environmental risks), the risk of commodity
price and foreign exchange rate fluctuations, risks associated with the impact
of general economic conditions, risks and uncertainties associated with
securing and maintaining the necessary regulatory approvals and financing to
proceed with the continued expansion of the Great Divide Oil Sands Project. In
addition, the current financial crisis has resulted in severe economic
uncertainty and resulting illiquidity in credit and capital markets which
increases the risk that actual results will vary from forward looking
expectations in this report and these variations may be material. These and
other risks and uncertainties are described in further detail in Connacher's
Annual Information Form for the year ended December 31, 2008, which is
available at www.sedar.com. Information relating to "reserves", "resources"
and "future net revenues" associated therewith are deemed to be
forward-looking information, as they involve the implied assessment, based on
certain estimates and assumptions, that the reserves described exist in the
quantities predicted or estimated, and can be profitably produced in the
future to achieve the future net revenue calculated in accordance with certain
assumptions. The assumptions relating to the reserves and resources and
associated future net revenues reported herein are contained in the GLJ 2008
Report and are summarized in Connacher's Annual Information Form for the year
ended December 31, 2008. Future net revenues associated with reserves and
resources do not necessarily represent fair market value. Additionally,
certain information relating to Petrolifera's future exploration and
development plans, capital expenditures and proposed sale of its Argentinean
oil and gas interests represent forward-looking information that has been
publicly released by Petrolifera. This information is subject to change in the
discretion of the Board of Directors of Petrolifera. Although Connacher
believes that the expectations in such forward-looking information are
reasonable, there can be no assurance that such expectations shall prove to be
correct. The forward-looking information included in this report are expressly
qualified in their entirety by this cautionary statement, The forward-looking
information included in this report is made as of March 19, 2009 and Connacher
assumes no obligation to update or revise any forward-looking information to
reflect new events or circumstances, except as required by law.
    Throughout the MD&A, per barrel of oil equivalent (boe) amounts have been
calculated using a conversion rate of six thousand cubic feet of natural gas
to one barrel of crude oil (6:1). The conversion is based on an energy
equivalency conversion method primarily applicable to the burner tip and does
not represent a value equivalency at the wellhead. Boes may be misleading,
particularly if used in isolation.Business Strategy and Report Card
    -------------------------------------------------------------------------
    Strategic Priorities                 Progress through 2008
    -------------------------------------------------------------------------
    Own and operate large focused        Retained 100 percent working in
     working interests                    Great Divide Oil Sands Project.
                                         Maintained very high working
                                         interests in our conventional crude
                                         oil and natural gas assets.
                                         Own and operated the Montana
                                          Refinery.
    -------------------------------------------------------------------------
    Focus on projects with               Commenced commercial production at
     characteristics of expandability,    our first 10,000 bbl/d oil sands
     repeatability and sustainability     project (Pod One).
                                         Initiated construction of next
                                          phase, Algar.
                                         Expanded conventional natural gas
                                          production, gathering and
                                          processing facilities at Randall,
                                          Alberta.
                                         Tripled proved bitumen reserves and
                                          doubled proved and probable bitumen
                                          reserves.
    -------------------------------------------------------------------------
    Mitigate and manage risks of a       Natural gas production exceeded
     smaller company in the oil sands     usage at Pod One.
     with an integrated approach         Natural hedge provided by Montana
                                          refinery allowed the company to
                                          capture heavy oil differentials.
                                         Modular approach permitted on time
                                          facilities construction,
                                          cost control and ramp up.
                                         Pre-funded capital programs.
    -------------------------------------------------------------------------
    Operate with financial discipline    Fully funded Algar in advance of
                                          the current financial crisis and
                                          prior to commencing construction.
                                         Applied discipline to our
                                          operations.
                                         Planned 2009 optimization programs.
    -------------------------------------------------------------------------

    Three Year Summary Information
    -------------------------------------------------------------------------
    ($000 except per share amounts)         2008          2007          2006
    -------------------------------------------------------------------------
    Total revenues, net of royalties    $629,339      $344,520      $244,684
    -------------------------------------------------------------------------
    Net earnings (loss)                  (26,603)       40,961         6,953
    -------------------------------------------------------------------------
      Basic and diluted, per share         (0.13)         0.20          0.04
    -------------------------------------------------------------------------
    Total assets                       1,431,675     1,258,828       712,930
    -------------------------------------------------------------------------
    Longterm financial liabilities       778,732       664,462       209,754
    -------------------------------------------------------------------------
    Dividends declared/paid                    -             -             -
    -------------------------------------------------------------------------Connacher has experienced substantial growth since 2006. The main driver
for the increase in revenue from 2006 to 2007 was the full year of revenue
recognized from refinery sales in 2007, compared to nine months' revenue from
sales in 2006, since its acquisition in March that year. The revenue increase
from 2007 to 2008 was primarily attributed to increased upstream production
volumes, resulting from the company's first oil sands project (Pod One)
achieving commerciality on March 1, 2008 together with increased conventional
crude oil and natural gas production. These factors resulted in a 270 percent
increase in year over year average daily production (8,581 boe/d vs. 2,320
boe/d). The company's long-term intentions anticipate continued increases in
upstream production and sales volumes through the continued development of
additional oil sands and conventional oil and gas projects.
    Although changes to commodity prices for its upstream and refining
product sales have resulted in year-to-year changes in net earnings the most
significant factors causing fluctuations between 2006 and 2008 have been
non-cash charges and gains. These include foreign exchange (2006 - $4 million
loss; 2007 - $27 million gain; 2008 - $12 million loss) attributable to the
fluctuations in the rate of exchange between the Canadian and U.S. dollar in
translating the company's U.S. dollar-denominated debt and depletion and
depreciation expense, as it increased 81 percent in 2008 (to $56 million) from
lower amounts reported in 2006 ($33 million) and 2007 ($31 million). The
primary driver for the increase in depletion and depreciation in 2008 was the
270 percent increase in upstream production volumes, as noted above.
    The company's earnings will continue to be subject to the volatility of
foreign exchange rates upon the translation of its U.S. dollar-denominated
debt, which comprises the majority of its long-term debt. Connacher did
maintain a currency and interest rate hedge on a portion of this debt, but
decided to realize the benefit of a weak Canadian dollar in November 2008 and
unwound the hedge for net cash proceeds of $89 million. Similar hedges may be
re-instated in the future under appropriate conditions and circumstances.
    Since 2006, total long-term debt has increased, as it has been one source
of funding for expanding the company's asset base. The majority of this growth
has been in the oil sands, as Pod One was completed in 2007 at a cost of $272
million and commenced commercial production in early 2008. The company's
second 10,000 bbl/d SAGD oil sands project, Algar, was partially constructed
at December 31, 2008 with approximately $150 million of costs incurred to
date.Financial and Operating Review

    Upstream Netbacks ($000)
    For the year ended December 31
    -------------------------------------------------------------------------
                                        Oil      Crude    Natural
    2008                            Sands(1)       Oil        Gas      Total

    Gross revenues(2)              $198,031    $30,982    $36,356   $265,369
    Diluent purchased(3)            (92,291)         -          -    (92,291)
    Transportation costs            (14,403)       (96)         -    (14,499)
    Production revenue               91,337     30,886     36,356    158,579
    Royalties                          (948)    (7,229)    (7,535)   (15,712)
    Operating costs                 (52,758)    (4,525)    (6,710)   (63,993)
    Operating netback(4)            $37,631    $19,132    $22,111    $78,874
    Operating netback as a
     percentage of production
     revenue
    (%)                                41.2       61.9       60.8       49.7

    -------------------------------------------------------------------------

    -------------------------------------------------------------------------
    2007

    -------------------------------------------------------------------------
    Gross revenues/production
     revenue                                   $15,257    $21,332    $36,589
    Royalties                                   (3,632)    (2,235)    (5,867)
    Operating costs                             (3,193)    (6,171)    (9,364)

    -------------------------------------------------------------------------
    Operating netback(4)                        $8,432    $12,926    $21,358
    -------------------------------------------------------------------------
    Operating netback as a percentage
     of production revenue
    (%)                                             55         61         58

    -------------------------------------------------------------------------

    (1) In the first quarter of 2008, Connacher completed the conversion of a
        majority of its fifteen horizontal well pairs to production status at
        Pod One and processed increasing levels of bitumen through its
        facility. This provided the company with the necessary confidence
        that this first oil sands project could economically produce, process
        and sell bitumen on a continuous basis. Therefore, effective March 1,
        2008 Connacher declared it to be "commercial." As a result, the
        company discontinued the capitalization of all pre-operating costs,
        moved accumulated capital costs into the full cost pool, commenced
        the depletion of these costs, and began reporting Pod One production
        and operating results as part of the oil and gas segment. The above
        tables, therefore, do not include operating results prior to March 1,
        2008.

    (2) Bitumen produced at Pod One is mixed with purchased diluent and sold
        as "dilbit". Diluent is a light hydrocarbon that improves the
        marketing and transportation quality of bitumen. In the above tables,
        gross revenues represent sales of dilbit, crude oil and natural gas.

    (3) Diluent volumes purchased and blended into dilbit sales have been
        deducted in calculating netbacks.

    (4) Operating netbacks, by product, are calculated by deducting, as
        applicable, the related diluent, transportation, field operating
        costs and royalties from revenues. Netbacks on a per-unit basis are
        calculated by dividing operating netbacks by production volumes.
        Netbacks do not have a standardized meaning prescribed by GAAP and,
        therefore, may not be comparable to similar measures used by other
        companies. This non-GAAP measurement is a useful and widely used
        supplemental measure of the company's efficiency and its ability to
        fund future growth through capital expenditures. Netbacks are
        reconciled to net earnings below.

    Upstream Sales and Production Volumes
    -------------------------------------------------------------------------
    For the year ended December 31              2008        2007    % Change
    -------------------------------------------------------------------------
    Dilbit sales - bbl/d(1)                    7,533           -           -
    -------------------------------------------------------------------------
    Diluent purchased - bbl/d(1)              (2,077)          -           -
    -------------------------------------------------------------------------
    Bitumen produced and sold - bbl/d(1)       5,456           -           -
    Crude oil produced and sold -bbl/d         1,029         792          30
    Natural gas produced and sold - mcf/d     12,570       9,172          37
    -------------------------------------------------------------------------
    Total - boe/d                              8,581       2,320         270
    -------------------------------------------------------------------------

    (1) Since declaring Pod One "commercial" effective March 1, 2008. Daily
        averages are based on total calendar days during the year.

    Upstream Netbacks Per Unit Of Production

    For the year ended December 31
    -------------------------------------------------------------------------
                           Bitumen     Crude Oil   Natural Gas         Total
                        ($ per bbl)   ($ per bbl)   ($ per mcf)   ($ per boe)
    -------------------------------------------------------------------------
    2008
    Production revenue      $45.74        $82.01         $7.90        $50.49
    Royalties                (0.47)       (19.19)        (1.64)        (5.00)
    Operating costs         (26.42)       (12.01)        (1.46)       (20.38)
    Operating netback       $18.85        $50.81         $4.80        $25.11
    -------------------------------------------------------------------------
    2007
    -------------------------------------------------------------------------
    Production revenue           -        $52.80         $6.38        $43.22
    Royalties                    -        (12.57)        (0.67)        (6.93)
    Operating cost               -        (11.05)        (1.84)       (11.06)
    -------------------------------------------------------------------------
    Operating netback            -        $29.18         $3.87        $25.23
    -------------------------------------------------------------------------In 2008, upstream revenues were $265 million, compared to $37 million in
2007, an increase of $228 million. Contributions to this significant revenue
gain were new oil sands revenues (since declaring Pod One commercial effective
March 1, 2008) of $198 million, higher crude oil revenues ($16 million) and
natural gas revenues ($15 million higher), arising from increased production
and higher selling prices. In the first quarter of 2008, we entered into a
''costless collar'' natural gas contract with a third party to receive a
minimum of US$7.50 per MMBtu and a maximum of US$10.05 per MMBtu, on a
notional quantity of 5,000 MMBtu per day of natural gas sold between April 1,
2008 and October 31, 2008. This transaction was not intended to speculate on
future natural gas prices, but rather to protect the downside risk to our cash
flow and the lending value of our assets. The impact of the hedge in 2008 had
the effect of reducing natural gas revenues by $831,000 or $0.18 per Mcf.
    Royalties for 2008 were $15.7 million compared to $5.9 million in 2007.
From year to year, royalties can change based on changes in the product mix,
the components of which are subject to different royalty rates. Additionally,
royalty rates typically escalate with increased product prices. The most
notable change in royalties this year came as a result of additional
conventional crude oil and natural gas production volumes and increased
product pricing. Additionally, oil sands production royalties payable at the
rate of one percent of the bitumen selling price also contributed to increased
royalties in 2008.
    On October 25, 2007, the Government of Alberta unveiled a new royalty
regime. The new regime was introduced for conventional oil, natural gas and
bitumen effective January 1, 2009 and is linked to price and production
levels. It applies to both new and existing oil sands projects and
conventional oil and gas activities. The impact of the new royalty regime on
Connacher will be dependent on, among other things, commodity prices, bitumen
valuation, specified allowed costs that are recoverable in the pre-payout
period for oil sands projects and production volumes.
    Field operating costs of $64 million for 2008 were substantially higher
than in 2007 ($9.4 million). Most of the increase ($52.8 million) relates to
new oil sands production since March 1, 2008. Incremental crude oil and
natural gas production volumes also caused field operating costs to increase
by $1.4 million over the prior year, but on a per unit basis, operating costs
for conventional production were in line with the prior year.
    Oil sands field operating costs of $52.8 million since March 1, 2008
averaged $26.42 per barrel of bitumen produced. Approximately 40 percent of
this cost was for natural gas required in the SAGD steaming process. While the
production company's production and sale of natural gas ultimately offsets
this cost, the cost is required to be reported separately as part of the cost
of producing bitumen. Oil sands field operating costs were impacted by a minor
turnaround to clean out vessels at Pod One, by a debottlenecking to manage
vapours produced by the treating process, downtime to activate a new trucking
terminal and downtime for our mandated turnaround to inspect boilers and
pressure safety valves. As a significant portion of other field operating cost
components (such as personnel and electricity) are fixed in nature, a
reduction in per unit field operating costs is anticipated to be achievable
with increases in bitumen production volumes.
    The overall upstream operating netback for 2008 of $25.11 per produced
boe was significantly influenced by our bitumen production, which is heavy oil
and had a lower netback of $18.85 per bitumen barrel produced, offset by
increases in commodity selling prices.Reconciliation of Upstream Operating Netback to Net Earnings
    -------------------------------------------------------------------------
    For the year ended December 31                  2008                2007
    -------------------------------------------------------------------------
    ($000, except per unit amounts)      Total   Per boe     Total   Per boe
    -------------------------------------------------------------------------
    Upstream operating netback,
     as above                          $78,874    $25.11   $21,358    $25.23
    Interest and other income            5,434      1.73       748      0.88
    Downstream margin - net             (7,490)    (2.38)   48,202     56.92
    General and administrative         (11,814)    (3.76)   (8,543)   (10.09)
    Stock-based compensation            (4,575)    (1.46)   (5,650)    (6.67)
    Finance charges                    (34,653)   (11.03)   (6,858)    (8.10)
    Foreign exchange (loss) gain       (12,291)    (3.91)   26,900     31.77
    Depletion, depreciation
     and accretion                     (56,448)   (17.97)  (31,061)   (36.68)
    Income taxes                         5,311      1.69   (13,005)   (15.36)
    Equity interest in Petrolifera
     earnings and dilution gain         11,049      3.52     8,870     10.47
    -------------------------------------------------------------------------
    Net earnings (loss)               $(26,603)   $(8.46)  $40,961    $48.37
    -------------------------------------------------------------------------

    Downstream Revenues and MarginsConnacher's refinery, located in Great Falls, Montana (the "Refinery"),
is a strategic fit with our oil sands development. It is the closest U.S.
refinery to Alberta's oil sands and processes Canadian heavy crude oil,
similar to Great Divide dilbit (diluent mixed with bitumen), into a range of
higher value products, including regular and premium gasoline, jet fuel and
diesel as well as home heating oil and asphalt. The Refinery provides a
physical hedge for our bitumen revenues by recovering a portion of the
differntial between West Texas Intermediate (WTI) and heavy crude oil price.
    The Refinery is a complex operation and includes reforming, isomerization
and alkylation processes for formulation of gasoline blends, hydro-treating
for sulphur removal and fluid catalytic cracking for conversion of heavy gas
oils to gasoline and distillate products. It also is a major supplier of
paving grade asphalt, polymer modified grades and asphalt emulsions for road
construction. The Refinery markets products in Montana and neighboring regions
by truck and rail transport.
    The Refinery is subject to a number of seasonal factors which may cause
product sales revenues to vary throughout the year. The Refinery's primary
asphalt market is paving for road construction, which is in greater demand
during the summer. Consequently, prices and volumes for our asphalt tend to be
higher in the summer and lower in the colder seasons. During the winter, most
of the Refinery's asphalt production is stored in tankage for sale in the
subsequent summer. Seasonal factors also affect the production and sale of
gasoline, which has a higher demand in summer months and the production and
sale of distillate and diesel, which has a higher winter demand. As a result,
inventory levels, sales volumes and prices can be expected to fluctuate on a
seasonal basis.
    In 2008, refining revenues were $374 million compared to $313 million in
2007 because of higher refined product prices. In addition, costs of sales for
2008 were $382 million compared to $265 million in 2007 due to higher crude
costs.
    Our refining margins fell markedly in 2008, as the selling prices of
refined products did not keep pace with rising crude and other feedstock
costs. Our heavy oil refining margins also typically capture a portion of the
difference between heavy and light crude oil costs. As this differential
narrowed in 2008, so did refining margins.The operating results of our Refinery for 2008 and 2007 are summarized
    below.

    Refinery Throughput
    -------------------------------------------------------------------------
    Year ended December 31                                  2008        2007
    -------------------------------------------------------------------------
    Crude charged - bbl/d(1)                               9,194       9,485
    -------------------------------------------------------------------------
    Refinery production - bbl/d(2)                        10,180      10,444
    -------------------------------------------------------------------------
    Sales of produced refined products - bbl/d             9,492      10,282
    -------------------------------------------------------------------------
    Sales of refined products (includes
     purchased products) - bbl/d(3)                       10,181      10,877
    -------------------------------------------------------------------------
    Refinery utilization(4)                                  97%       99.8%
    -------------------------------------------------------------------------

    (1) Crude charged represents the barrels per day of crude oil processed
        at the refinery.

    (2) Refinery production represents the barrels per day of refined
        products yielded from processing crude and other refinery feedstocks.

    (3) Includes refined products purchased for resale.

    (4) Represents crude charged divided by total crude capacity of the
        refinery.

    Feedstocks
    -------------------------------------------------------------------------
    Sour crude oil                                           93%         92%
    Other feedstocks & blend                                  7%          8%
    -------------------------------------------------------------------------
    Revenues and Margins ($000)
    -------------------------------------------------------------------------
    Refining sales revenue                              $374,248    $313,050
    Refining - crude oil and operating costs             381,738     264,848
    -------------------------------------------------------------------------
    Refining margin                                      $(7,490)    $48,202
    -------------------------------------------------------------------------
    Refining margin (%)                                   (2.0)%       15.4%
    -------------------------------------------------------------------------
    Sales of Produced Refined Products (Volume %)
    -------------------------------------------------------------------------
    Gasolines                                                38%         38%
    Diesel fuels                                             19%         17%
    Jet fuels                                                 6%          6%
    Asphalt                                                  33%         35%
    LPG and other                                             4%          4%
    -------------------------------------------------------------------------
    Total                                                   100%        100%

    -------------------------------------------------------------------------
    Per Barrel of Refined Product Sold
    -------------------------------------------------------------------------
    Refining sales revenue                               $100.44      $78.85
    Less: Refining - crude oil and operating costs       $102.44      $66.71
    -------------------------------------------------------------------------
    Refining margin                                       $(2.00)     $12.14
    -------------------------------------------------------------------------During the fourth quarter of 2008 the Refinery ran at reduced rates in
order to allow completion and tie-in of a new hydrogen plant and upgraded
hydrotreating facilities. Crude throughput for 2008 averaged 9,194 bbl/day or
97% of capacity.
    By year end 2008, construction of the Ultralow Sulphur Diesel (ULSD)
project was substantially completed with commissioning of a new hydrogen plant
and production of ULSD scheduled for the first quarter of 2009. This project
was designed and completed over a period of two years at an estimated cost of
US $20.5 million. Facilities were also completed to allow ethanol blending and
marketing of ethanol blends in local markets. A new asphalt tank and rail
loading facilities were also constructed in 2008.
    An assessment and preliminary design study for a potential expansion of
the Refinery to a capacity of 35,000 bbl/day was also undertaken. Due to
market conditions, this project was deferred after the completion of initial
designs.

    Interest and Other Income

    In 2008, the company earned interest of $2.7 million (2007 - $748,000) on
excess funds invested in secure short-term investments. Additionally, a gain
of $2.8 million was realized on the repurchase of a portion of the Second Lien
Senior Notes in the fourth quarter of 2008.
    Surplus cash balances are invested in safe, secure interest bearing
deposit accounts. A portion (30 percent) of the interest earned is recognized
as income and a portion (70 percent) of it is credited to capitalized costs,
consistent with the way interest costs are accounted for on the Second Lien
Senior Notes. The company expenses 30 percent of interest costs in respect of
borrowings attributed to Pod One and together with other directly related
costs attributable to the Algar project, 70 percent of interest paid on the
Second Lien Senior Notes has been capitalized.

    General and Administrative Expenses

    In 2008, general and administrative ("G&A") expenses were $11.8 million
compared to $8.5 million in 2007, an increase of 38 percent, reflecting
increased staffing to support the operation of Great Divide and Pod One. G&A
of $5.2 million was also capitalized in 2008 (2007 - $3.4 million).

    Stock Based Compensation

    The company recorded non-cash stock-based compensation charges in the
respective periods as follows:-------------------------------------------------------------------------
                                                     Years Ended December 31
    -------------------------------------------------------------------------
    ($000)                                                  2008        2007
    -------------------------------------------------------------------------
    Charged to G&A expense                                $4,575      $5,650
    -------------------------------------------------------------------------
    Capitalized to property and equipment                 $1,471      $2,220
    -------------------------------------------------------------------------
                                                          $6,046      $7,870
    -------------------------------------------------------------------------The reduction from the prior period is due to fewer options being
granted.
    The significant deterioration in equity markets, attributed to
uncertainties arising from unprecedented financial and economic conditions,
adversely impacted the stock market value of the company's equity in the
fourth quarter of 2008. In turn, this had a negative consequence to
motivational and retention value of the company's option plan for its
employees. Concerned about the possible loss of quality staff during a period
of substantial planned growth, the company offered its employees (excluding
directors and officers) the opportunity to exchange significant "out of the
money" options for a reduced number of new options based on the fair market
value of the options. In the fourth quarter of 2008, stock-based compensation
of $675,000 was recognized (ie. expensed or capitalized) related to the
exchange of options.

    Finance Charges

    Financing charges were $34.7 million in 2008 compared to $6.9 million
reported in 2007. The increase resulted from interest and accretion expense
related to the Second Lien Senior Notes issued in late 2007, financing costs
related to the company's decision to terminate the Revolving Credit Facilities
and a full year of interest and accretion expense on the Convertible
Debentures.

    Foreign Exchange Gains and Losses

    As the value of the Canadian dollar weakened in the latter part of 2008,
the company recorded an unrealized foreign exchange loss of $131 million with
respect to the translation of its U.S. dollar denominated Second Lien Senior
Notes. This loss was partially offset by a gain of $98 million realized in
November 2008 when the company monetized its cross-currency and interest rate
swaps, the reversal of a $9 million mark to market loss reported at December
31, 2007 and by unrealized gains of $12 million on translating U.S.
dollar-denominated cash balances.
    In 2007, the company repaid another U.S. dollar-denominated loan when the
Canadian dollar was stronger and realized a foreign exchange gain of $30
million, which gain then was partially offset by an unrealized loss of $3
million on translating US dollar denominated cash balances.

    Depletion, Depreciation and Accretion ("DD&A")

    Depletion expense is calculated using the unit-of-production method based
on total estimated proved reserves. DD&A in 2008 was $45 million, a 96 percent
increase from last year (2007 - $23 million) primarily due to significant
increases in production, depletion of Pod One capitalized costs commencing on
March 1, 2008 and to the significant additions made to capital assets in 2008.
This equates to $14.33 per boe of production compared to $27.16 per boe last
year.
    Capital costs of $297 million (2007 - $413 million) related to oil sands
projects in the pre-production stage and undeveloped land acquisition costs of
$14.2 million (2007 - $14.7 million), were excluded from the depletion
calculation. However, future development costs of $1.3 billion (2007 - $14.3
million) for proved undeveloped reserves were included in the depletion
calculation. Costs excluded from the depletion pool have been separately
tested for impairment.
    Included in DD&A is MRCI refinery depreciation of $8.2 million (2007 -
$5.3 million), depreciation of furniture, equipment and leaseholds of $1.5
million (2007 - $1.2 million) and a charge of $1.7 million (2007 - $1.6
million) in respect of the company's estimated asset retirement obligations
("ARO"). The ARO charges will continue to be necessary in the future to
accrete the currently booked discounted liability of $26.4 million to the
estimated total undiscounted liability of $47.3 million over the remaining
economic life of the company's oil and gas properties.

    Ceiling Test

    Oil and gas companies are required to compare the recoverable value of
their oil and gas assets to their recorded carrying value at the end of each
reporting period. Excess carrying values over ceiling value are to be written
off against earnings. No write-down was required for any reporting period in
2008 or 2007.

    Income Taxes

    The income tax recovery of $5.3 million in 2008 includes a current tax
recovery of $12.9 million, principally related to US refinery operations and a
future income tax provision of $7.6 million reflecting the change in tax pools
during the year.
    At December 31, 2008 the company had approximately $89 million of
non-capital losses which expire over time to 2028, $551 million of deductible
resource pools and $26 million of deductible financing costs. The future
income tax benefit of these have been recognized at December 31, 2008.
Additionally, the company had $167 million of capital losses available to
reduce capital gains in future. These capital losses have no expiry and their
future income tax benefit has not been recognized due to uncertainty of their
realization at December 31, 2008.
    The income tax provision of $13 million in 2007 includes a provision for
current income taxes of $11 million related to the Refinery and $2 million
related to Canadian capital and other taxes.

    Equity Interest In Petrolifera Petroleum Limited ("Petrolifera") Earnings

    Connacher accounts for its 24 percent equity investment in Petrolifera
using the equity method of accounting. Connacher's equity interest share of
Petrolifera's earnings in 2008 was $3.1 million (2007 - $7.0 million).

    Dilution Gain

    In April 2007, Connacher exercised warrants to purchase 1.7 million
common shares in Petrolifera for total consideration of $5.1 million. As a
result, the company maintained its then 26 percent equity interest as other
Petrolifera shareholders similarly exercised warrants on identical terms.
Connacher booked a dilution gain of $1.9 million as a consequence of these
transactions.
    In June 2008, Petrolifera issued an additional 4.4 million common shares
to raise $40 million. Connacher did not subscribe for any of these shares.
Consequently, Connacher's equity interest in Petrolifera was reduced from 26
percent to 24 percent. This change resulted in a dilution gain of $8 million,
recognized by Connacher in 2008.

    Net Earnings

    For 2008 the company reported a loss of $26.6 million ($0.13 per basic
and diluted share outstanding). This compares to earnings of $41.0 million or
$0.20 per basic and diluted share for 2007. The change year over year is
explained in the income and expense components herein. Included in the year's
loss were non-cash charges totaling $80 million. These included DD&A, foreign
exchange, future taxes, finance charges, stock-based compensation and the
write-offs of deferred financing charges and front end engineering design
studies related to the deferral of refinery expansion plans.

    Shares Outstanding

    For 2008, the weighted average number of common shares outstanding was
210,793,657 (2007 - 200,092,469) and the weighted average number of diluted
shares outstanding, as calculated by the treasury stock method, was
214,647,452 (2007 - 202,766,939).
    As at March 19, 2009, the company had the following securities issued and
outstanding:211,290,790 common shares;

    16,025,620 share purchase options;

    387,495 share units under the share awards plan; and

    20,010,000 common shares issuable upon conversion of the $100,050,000
    convertible debentures.Liquidity and Capital Resources

    The current financial crisis has severely reduced liquidity in capital
markets. Economic uncertainty and significant volatility in commodity markets
and stock markets have also occurred around the world. Connacher's share price
and the trading value of its Second Lien Senior Notes and Convertible
Debentures have been adversely affected by the uncertainty of future crude oil
and natural gas prices, as well as by the impact of anticipated new
environmental regulations, which could affect the economics of our business.
Notwithstanding the challenges imposed by this crisis and current economic
conditions, management believes that the company has attractive
internally-generated growth prospects which, with our cash balances and the
impact of an improvement in commodity prices, will allow us to expand our
operations. In the interim, however, lower world oil prices are expected to
result in lower per unit revenues, netbacks, cash flow and earnings. We
anticipate increasing production and sales volumes in 2009 which could
partially offset the impact of lower world commodity prices.
    In response to these economic and market conditions, the company has
reduced its capital expenditure budget for the 2009 winter exploration and oil
sands delineation program and curtailed some capital projects (notably, the
expansion of our downstream refining capacity and the construction of an oil
sands sales and diluent pipeline) and we suspended the construction of Algar
until there is more visibility of improved industry conditions. We anticipate
this will be evidenced by improved commodity pricing, improved credit and
capital markets and improved general economic conditions.
    To date approximately $150 million has been invested in Algar. The
majority of the long-lead equipment items have been built. The road to the
plant site and well pads have also been constructed. The site is considered
ready for resumption of civil construction at a later date. We estimate that
it will require approximately 275 days and approximately $209 million of
capital to complete the project once a decision to resume construction is
made.
    At December 31, 2008, the company had working capital of $198 million
(December 31, 2007 - $390 million), including $224 million of cash on hand
(December 31, 2007 - $392 million).
    In light of the volatility of current commodity prices and the
U.S.:Canadian dollar exchange rate and their significance to the company's
operating performance, management continues to assess alternative hedging
strategies to protect the company's cash flow from the risk of potentially
lower crude oil and refined product pricing and adverse exchange rate
fluctuations. Although the company's integrated business model provides some
protection, it does not provide a perfect hedge. The purpose of any such
hedge(s) would be to ensure sufficient cash flow to continue to service
indebtedness, complete capital projects and protect the credit capacity of its
oil and gas reserves in a volatile and weak commodity price and weakened
economic environment.
    In order to mitigate commodity price exposure, in November 2008 the
company entered into a foreign exchange collar which throughout 2009 sets a
floor of CAD $1.1925 per US $1.00 and a ceiling of CAD $1.3000 per US $1.00 on
a notional amount of US $10,000,000 of production revenue per month.
    Additionally, in early 2009 the company entered into WTI hedges at crude
oil prices of US $46.00/bbl and US $49.50/bbl on a notional volume of 5,000
barrels of oil per day for a significant portion of 2009.
    For 2008, cash flow was $55 million ($0.26 per basic and fully diluted
share outstanding), 22 percent higher than in 2007.
    Cash flow and cash flow per share do not have standardized meanings
prescribed by GAAP and therefore may not be comparable to similar measures
used by other companies. Cash flow includes all cash flow from operating
activities and is calculated before changes in non-cash working capital,
pension funding and asset retirement expenditures. The most comparable measure
calculated in accordance with GAAP is net earnings. Net earnings are
reconciled with cash flow on the Consolidated Statement of Cash Flows and
below.
    Reconciliation of net earnings to cash flow from operations before
working capital and other changes:-------------------------------------------------------------------------
                                             Twelve months ended December 31
    -------------------------------------------------------------------------
    ($000)                                                  2008        2007
    -------------------------------------------------------------------------
    Net earnings (loss)                                 $(26,603)    $40,961
    -------------------------------------------------------------------------
    Items not involving cash:
    -------------------------------------------------------------------------
    Depletion, depreciation and accretion                 56,448      31,061
    -------------------------------------------------------------------------
    Stock-based compensation                               4,575       6,071
    -------------------------------------------------------------------------
    Non-cash financing charges                             8,934       2,168
    -------------------------------------------------------------------------
    Future income tax provision                            7,623          27
    -------------------------------------------------------------------------
    Employee future benefits                                 730         447
    -------------------------------------------------------------------------
    Realized foreign exchange transactions              (105,414)    (29,754)
    -------------------------------------------------------------------------
    Unrealized foreign exchange loss                     122,342       2,854
    -------------------------------------------------------------------------
    Gain on repurchase of Second Lien Senior Notes        (2,769)          -
    -------------------------------------------------------------------------
    Dilution gain                                         (7,964)     (1,917)
    -------------------------------------------------------------------------
    Equity interest in Petrolifera loss (earnings)        (3,085)     (6,953)
    -------------------------------------------------------------------------
    Cash flow from operations before
     working capital and other charges                   $54,817     $44,965
    -------------------------------------------------------------------------Cash flow per share is calculated by dividing cash flow by the calculated
weighted average number of shares outstanding. Management uses this non-GAAP
measurement (which is a common industry parameter) for its own performance
measure and to provide its shareholders and investors with a measurement of
the company's efficiency and its ability to fund future growth expenditures.
    The company's only financial instruments are cash, restricted cash,
accounts receivable and payable, amounts due from Petrolifera, the Convertible
Debentures and the Second Lien Senior Notes. The company maintains no
off-balance sheet financial instruments, other than the hedges noted above.
    As the Second Lien Senior Notes are denominated in US dollars, there is a
foreign exchange risk associated with their semi-annual interest payments and
the repayment of principal in 2015 using Canadian currency to acquire US
currency.
    Connacher's objectives in managing its cash, debt and equity, its capital
structure and its future capital requirements are to safeguard its ability to
meet its financial obligations, to maintain a flexible capital structure that
allows multiple financing options when a financing need arises and to optimize
its use of short-term and long-term debt and equity at an appropriate level of
risk.
    The company manages its capital structure and follows a financial
strategy that considers economic and industry conditions, the risk
characteristics of its underlying assets and its growth opportunities. It
strives to continuously improve its credit rating and reduce its cost of
capital. Connacher monitors its capital structure using a number of financial
ratios and industry metrics to ensure its objectives are being met.-------------------------------------------------------------------------
                                                           As at December 31
    -------------------------------------------------------------------------
    Connacher's capital structure
     is composed of: ($000)                                 2008        2007
    -------------------------------------------------------------------------
    Long term debt(1)                                   $778,732    $664,462
    -------------------------------------------------------------------------
    Shareholders' equity
    -------------------------------------------------------------------------
      Share capital, contributed surplus
       and equity component                              437,899     444,086
    -------------------------------------------------------------------------
      Accumulated other comprehensive income (loss)        7,802     (13,636)
    -------------------------------------------------------------------------
      Retained earnings                                   23,386      49,989
    -------------------------------------------------------------------------
    Total                                             $1,247,819  $1,144,901
    -------------------------------------------------------------------------
    Debt to book capitalization(2)                           62%         58%
    -------------------------------------------------------------------------
    Debt to market capitalization(3)                         81%         44%
    -------------------------------------------------------------------------

    (1) Long-term debt is stated at its carrying value, which is net of
        original issue discounts, transaction costs and the Convertible
        Debentures' equity component value.

    (2) Calculated as long-term debt divided by the book value of
        shareholders' equity plus long-term debt.

    (3) Calculated as long-term debt divided by the year end market value of
        shareholders' equity plus long-term debt.Connacher had a high calculated ratio of debt to capitalization at
December 31, 2008. This is due to pre-funding the full cost of Algar in 2007
through the issuance of US $600 million of Second Lien Senior Notes, a portion
of the proceeds of which was used to repay indebtedness incurred previously
for Pod One. As at December 31, 2008, the company's net debt (long-term debt,
net of cash on hand) was $555 million, its net debt to book capitalization was
44 percent and its net debt to market capitalization was 57 percent.
    The company had the following long-term debt outstanding, as at December
31-------------------------------------------------------------------------
    ($000)                                                  2008        2007
    -------------------------------------------------------------------------
    Second Lien Senior Notes, 10 1/4%,
     due December 15, 2015                              $694,086    $570,594
    -------------------------------------------------------------------------
    Convertible Debentures, 4 3/4%,
     due June 30, 2012                                    84,646      81,133
    -------------------------------------------------------------------------
    Cross-currency interest rate swap                          -      12,735
    -------------------------------------------------------------------------
    Total                                                778,732     664,462
    -------------------------------------------------------------------------
    Less current portion of long-term debt                     -           -
    -------------------------------------------------------------------------
    Long-term portion                                   $778,732    $664,462
    -------------------------------------------------------------------------

    Sensitivity Analysis

    The following table shows sensitivities to cash flow as a result of
changes to oil prices, production volumes and foreign exchange rates. The
analysis is based on recent prices and production volumes.

    -------------------------------------------------------------------------
                                              Change   $ million   $/share(1)

    -------------------------------------------------------------------------
    WTI price(2)                            5.00/bbl           6        0.03

    Bitumen production                     500 bbl/d           3        0.01

    Exchange rate (US/Canadian)                $0.05           6        0.03
    -------------------------------------------------------------------------

    (1) Based on 211 million shares outstanding at December 31, 2008
    (2) After royalties


    Recent Financings

    Second Lien Senior NotesIn December 2007 the company issued US $600 million Second Lien Senior
Notes at an issue price of 98.657 for net proceeds of US $575 million after
fees and expenses. A portion of the proceeds was used to repay the US $180
million Oil Sands Term Loan, to fully repay drawn amounts and then cancel the
company's conventional oil and gas line of credit and to fund a one-year
interest reserve account in the amount of US $63.6 million. The remainder of
the proceeds were targeted to fund the construction of Algar, the company's
second 10,000 bbl/d SAGD oil sands project. The Second Lien Senior Notes bear
interest at a rate of 10.25%, payable semi-annually on June 15 and December
15. No principal payments are due until the maturity date of December 15,
2015. The Second Lien Senior Notes are secured by a second lien covering
substantially all of the company's assets with the exception of its investment
in Petrolifera.
    To December 31, 2008, the proceeds of the Second Lien Senior Note
financing have been utilized as follows:-------------------------------------------------------------------------
    ($000s)                                         As stated at          As
                                                     the time of    actually
                                                     financing(1)  applied(1)
    -------------------------------------------------------------------------
    Gross proceeds                                      $576,380    $591,942
    -------------------------------------------------------------------------
    Underwriters commissions and issue costs             (13,380)    (16,493)
    -------------------------------------------------------------------------
    Repayment of Oil Sands Term Loan                    (186,000)   (180,000)
    -------------------------------------------------------------------------
    Funding interest reserve account                     (66,000)    (63,600)
    -------------------------------------------------------------------------
    Repay the conventional line of credit                      -      (2,500)
    -------------------------------------------------------------------------
    Net proceeds for the construction of Algar(2)       $311,000    $329,349
    -------------------------------------------------------------------------

    (1) The Canadian dollar equivalent changed between the dates of
        announcing and closing the financing due to significant changes in
        the US:CAD exchange rates in late 2007.

    (2) Net proceeds are available for funding capital expenditures relating
        to Algar. As at December 31, 2008, approximately $81 million of cash
        had been used to fund the Algar expenditures incurred, another $48
        million of incurred expenditures is included in accounts payable and
        a further $21 million of costs (primarily long-lead equipment items)
        has been requisitioned.In order to partially mitigate the foreign currency translation exposure
on its U.S. dollar denominated Second Lien Senior Notes, the company entered
into cross currency and interest rate swaps on a notional US $300 million
amount. To capitalize on a weak Canadian dollar and for the prospect of adding
significant additional cash to its treasury at no cost or shareholder
dilution, the cross-currency and interest rate swaps were terminated in
November 2008 and the company realized cash proceeds of $89.1 million. The
company will again consider hedging this U.S.-dollar denominated debt in
future, again, if appropriate circumstances warrant.
    In the fourth quarter of 2008, the company repurchased US $8 million face
value of Second Lien Senior Notes in the market at a discount, cancelled the
notes and realized a gain of $2.7 million.

    Flow-through Shares

    In November 2007, the company issued 10,450,000 common shares on a
flow-through basis at $5.00 per share for gross proceeds of $52.25 million.
Proceeds from this financing were used in December 2007 and in the first
quarter of 2008 to drill exploratory core holes and to shoot 3D seismic in
order to further delineate the company's oil sands reserves and resources. The
company renounced the income tax benefits of these expenditures ($52.25
million) to the subscribing investors effective December 31, 2007.
    Proceeds of the flow-through share financing were utilized as follows:-------------------------------------------------------------------------
    ($000s)                                         As stated at          As
                                                     the time of    actually
                                                       financing     applied
    -------------------------------------------------------------------------
    Gross proceeds                                       $52,250     $52,250
    -------------------------------------------------------------------------
    Underwriters' commissions and issue costs          (2,913)(1)  (2,748)(1)
    -------------------------------------------------------------------------
    Exploration expenditures                             (52,250)    (52,250)
    -------------------------------------------------------------------------
                                                             $ -         $ -
    -------------------------------------------------------------------------

    (1) Paid from general funds of the company.Revolving Credit Facilities

    At December 31, 2008 the company had available revolving lines of credit
in the amounts of CAD $150 million and US $40 million. No amounts were drawn
under the revolving credit facilities at December 31, 2008 other than as
security for letters of credit in the amount of $5 million. Subsequent to
December 31, 2008, the company terminated the Revolving Credit Facilities. The
unamortized costs of establishing this facility ($3.75 million) were expensed
in 2008.
    Subsequent to year end Connacher put in place $20 million demand
operating facility for the purpose of issuing letters of credit. The facility
is secure by cash and a first lien claim on certain assets of the company.

    Convertible Debentures

    On May 25, 2007 Connacher issued senior unsecured subordinated
convertible debentures ("Convertible Debentures") with a face value of
$100,050,000. The Convertible Debentures mature June 30, 2012, unless
converted prior to that date and bear interest at an annual rate of 4.75
percent, payable semiannually on June 30 and December 31. The Convertible
Debentures are convertible at any time into common shares at the option of the
holder at a conversion price of $5.00 per share.
    Proceeds of the Convertible Debenture financing were utilized as follows:-------------------------------------------------------------------------
    ($000s)                                         As stated at          As
                                                     the time of    actually
                                                       financing     applied
    -------------------------------------------------------------------------
    Gross proceeds                                      $100,050    $100,050
    -------------------------------------------------------------------------
    Underwriters' commissions and issue costs             (3,252)     (4,040)
    -------------------------------------------------------------------------
    Net proceeds                                          96,798      96,010
    -------------------------------------------------------------------------
    Repay short-term debt                                (52,500)    (52,500)
    -------------------------------------------------------------------------
    Fund Pod One and other oil sands projects            (35,000)    (37,500)
    -------------------------------------------------------------------------
    Fund conventional capital program                     (8,298)     (4,810)
    -------------------------------------------------------------------------
    Fund operating expenses                               (1,000)     (1,200)
    -------------------------------------------------------------------------
    Balance                                                    -           -
    -------------------------------------------------------------------------The Convertible Debentures are redeemable in whole or in part by the
company, on or after June 30, 2010, at a redemption price equal to 100 percent
of the principal amount of the Convertible Debentures to be redeemed, plus
accrued and unpaid interest, provided that the market price of the company's
common shares is at least 120 percent of the conversion price of the
Convertible Debentures.
    The conversion feature of the Convertible Debentures has been accounted
for as a separate component of equity in the amount of $16,823,000. The
remainder of the net proceeds of the Convertible Debentures of $79,243,000 has
been recorded as long-term debt, which will be accreted up to the face value
of $100,050,000 over the five-year term of the Convertible Debentures.
Accretion and interest paid are recorded as finance charges on the
Consolidated Statement of Operations and Retained Earnings. If the Convertible
Debentures are converted to common shares, the value of the conversion feature
will be reclassified to share capital along with the principal amounts
converted.Commitments, Contingencies, Guarantees, Contractual Obligations and Off
    Balance Sheet Arrangements

    The company's annual commitments under leases for office premises and
operating costs, software license agreements, other equipment and long term
debt are as follows:

    -------------------------------------------------------------------------
    Contractual obligations              2010-     2013- Subsequent
     ($000)                     2009      2012      2014   to 2014     Total
    -------------------------------------------------------------------------
    Long-term debt                 -   100,050         -   721,056   821,106
    -------------------------------------------------------------------------
    Asset retirement
     obligations                   -       413         -    25,983    26,396
    -------------------------------------------------------------------------
    Operating leases           3,739     8,083     5,259     6,574    23,655
    -------------------------------------------------------------------------
    Employee future benefits     676         -         -         -       676
    -------------------------------------------------------------------------
    Total                      4,415   108,546     5,259   753,613   871,833
    -------------------------------------------------------------------------The above table excludes ongoing crude oil and refined product purchase
commitments of the Refinery, which are in the normal course of business and
are contracted at market prices, where the products are for resale into the
market.
    Additionally, the company has various guarantees and indemnifications in
place in the ordinary course of business, none of which are expected to have a
significant impact on the company's financial statements or operations.
    The company has not entered into any off-balance sheet arrangements,
other than the hedging arrangements addressed herein.Property and Equipment Additions

    Property and equipment additions totaled $352 million in 2008 and $323
million in 2007. A breakdown of the expenditures follows:

    -------------------------------------------------------------------------
                                             Twelve months ended December 31
    -------------------------------------------------------------------------
    ($000)                                                  2008        2007
    -------------------------------------------------------------------------
    Crude oil, natural gas and
     oil sands expenditures                             $327,452    $307,047
    -------------------------------------------------------------------------
    Refinery expenditures                                 24,284      15,915
    -------------------------------------------------------------------------
                                                        $351,736    $322,962
    -------------------------------------------------------------------------For 2008, conventional and oil sands exploration expenditures totaled
$327 million; Algar facility and equipment expenditures totaled $128 million;
conventional oil and natural gas facilities and drilling programs totaled $56
million; Pod One turnaround costs, a horizontal well re-drill, truck loading
facilities and capitalized pre-operating costs totaled $30 million; and
capitalized interest, G&A, lease acquisitions, corehold exploratory drilling
seismic and other expenditures totaled $113 million. The capital program added
significant additional natural gas production and significant additions to
proved, probable and possible reserves and to contingent and prospective
resources, as reported in the company's Annual Information Form for the year
ended December 31, 2008.
    At our refinery, $14 million was incurred on the ultra low sulphur diesel
conversion project in 2008. Total 2008 capital expenditures tracked closely to
our 2008 capital budget. The balance of $10 million was incurred for
additional tankage, maintenance, environmental enhancements and expansion
study projects.
    In 2007, capital costs were primarily focused on the construction of the
Great Divide Pod One facility, core hole exploratory drilling, SAGD well pairs
and the upstream drilling program.Fourth Quarter
    -------------------------------------------------------------------------
                                                  For the three months ended
    -------------------------------------------------------------------------
                                            December   September    December
    ($000)                                  31, 2008    30, 2008    31, 2007
    -------------------------------------------------------------------------
    REVENUE
    -------------------------------------------------------------------------
    Upstream, net of royalties               $41,957     $96,291      $7,376
    -------------------------------------------------------------------------
    Downstream                                56,803     127,726      75,733
    -------------------------------------------------------------------------
    Interest and other income                  3,349         541         231
    -------------------------------------------------------------------------
                                             102,109     224,558      83,340
    -------------------------------------------------------------------------

    -------------------------------------------------------------------------
    EXPENSES
    -------------------------------------------------------------------------
    Upstream - diluent purchases
     and operating costs                      39,258      52,125       2,826
    -------------------------------------------------------------------------
    Upstream transportation costs              4,815       6,256           -
    -------------------------------------------------------------------------
    Downstream - crude oil purchases
     and operating costs                      66,964     125,455      70,638
    -------------------------------------------------------------------------
    General and administrative                 3,063       2,774       1,711
    -------------------------------------------------------------------------
    Stock-based compensation                   1,088         790       1,213
    -------------------------------------------------------------------------
    Finance charges                           12,138       7,786       2,603
    -------------------------------------------------------------------------
    Foreign exchange loss (gain)               5,643       1,439       2,555
    -------------------------------------------------------------------------
    Depletion, depreciation and accretion     20,191      14,968       8,658
    -------------------------------------------------------------------------
                                             153,160     211,593      90,204
    -------------------------------------------------------------------------

    -------------------------------------------------------------------------
    Earnings (loss) before
     income taxes and other items            (51,051)     12,965      (6,864)
    -------------------------------------------------------------------------

    -------------------------------------------------------------------------
    Current income tax provision (recovery)  (14,798)        387        (313)
    -------------------------------------------------------------------------
    Future income tax provision (recovery)     8,180       1,233      (4,878)
    -------------------------------------------------------------------------

    -------------------------------------------------------------------------
    Earnings (loss) before other items       (44,433)     11,345      (1,673)
    -------------------------------------------------------------------------

    -------------------------------------------------------------------------
    Equity interest in Petrolifera earnings      841         854         812
    -------------------------------------------------------------------------
    Dilution gain (loss)                           -         (60)         21
    -------------------------------------------------------------------------

    -------------------------------------------------------------------------
    NET EARNINGS (LOSS)                     $(43,592)    $12,139       $(840)
    -------------------------------------------------------------------------


    Reconciliation of net earnings (loss) to cash flow from operations before
    working capital and other changes
    -------------------------------------------------------------------------
                                                  For the three months ended
    -------------------------------------------------------------------------
                                            December   September    December
    ($000)                                  31, 2008    30, 2008    31, 2007
    -------------------------------------------------------------------------
    Net earnings (loss)                     $(43,592)    $12,139       $(840)
    -------------------------------------------------------------------------
    Items not involving cash:
    -------------------------------------------------------------------------
      Depletion, depreciation and accretion   20,191      14,968       8,658
    -------------------------------------------------------------------------
      Stock based compensation                 1,088         790       1,299
    -------------------------------------------------------------------------
      Non-cash financing costs                 2,389       1,238       1,034
    -------------------------------------------------------------------------
      Employee future benefits                   386         117          88
    -------------------------------------------------------------------------
      Future income tax provision
       (recovery)                              8,180       1,233      (4,878)
    -------------------------------------------------------------------------
      Unrealized foreign exchange loss       115,694       1,439      32,309
    -------------------------------------------------------------------------
      Realized foreign exchange
       transactions                         (105,414)          -     (29,754)
    -------------------------------------------------------------------------
      Gain on repurchase of
       Second Lien Senior Notes               (2,769)          -           -
    -------------------------------------------------------------------------
      Dilution (gain) loss                         -          60         (21)
    -------------------------------------------------------------------------
      Equity interest in Petrolifera
       earnings                                 (841)       (854)       (812)
    -------------------------------------------------------------------------
    Cash flow from operations before
     working capital and other changes       $(4,688)     $31,130      $7,083
    -------------------------------------------------------------------------For the fourth quarter 2008, upstream production was 10,341 boe/d
compared to 2,233 boe/d in the fourth quarter of 2007 and 9,966 boe/d in the
third quarter of 2008. This was achieved despite the curtailment of bitumen
production at Pod One in mid-December 2008. Revenue was $102 million compared
to $83 million in the fourth quarter of 2007 and $225 million in the third
quarter of 2008.
    The collapse of crude oil prices late in 2008 had a significant adverse
impact on oil sands economics. As a producer of bitumen in Alberta, we reacted
quickly to weaker crude oil prices, widened heavy oil differentials and
challenging operating costs by curtailing production at Pod One in December
2008. Subsequently, within about one month of this curtailment, we were
fortunately able to restore our operations to full capacity, because of steps
we took to capitalize on contango in the crude oil price futures market and
other factors, which improved our selling price at Pod One. Accordingly, we
are now in the midst of ramping volumes up to pre-shutdown levels, which were
approaching 10,000 bbl/d in December, 2008. At those production levels, our
steam/oil ratios ("SOR's") were favorable, at around three times overall and
approaching two times at some of our better wells, before the curtailment. We
anticipate again achieving these metrics in 2009.
    Refining revenues and margins in the fourth quarter were impacted by
lower commodity prices, reduced product demand for gasoline and diesel due to
economic circumstances and for asphalt due to seasonality demands and reduced
processing volumes to allow completion and tie-in of our new hydrogen and
upgraded hydro treating facilities.
    In the fourth quarter of 2008, interest and other income included a gain
of $2.8 million realized upon the re-purchase and cancellation of US $8
million face value of Second Lien Notes, as the notes were purchased at a
discount in the open market.
    In the fourth quarter of 2008, the company also monetized the
cross-currency and interest rate swaps by unwinding them and realized net cash
proceeds of $89.1 million, of which $97.6 million was recorded as a realized
foreign exchange gain, $2.6 million was recorded as a finance charge and $5.9
million was capitalized to property and equipment.
    For the three months ended December 31, 2008, the company sustained a
loss of $43.6 million ($0.21 per share) compared to a loss of $840,000 (nil
per share) in the fourth quarter of 2007 and net earnings of $12.1 million
($0.06 per share) in the third quarter of 2008. This loss was primarily due to
non-cash charges totaling $39 million. These charges included foreign
exchange, future taxes and writeoffs of deferred financing costs and front end
engineering and design studies related to the deferral of refinery expansion
plans. Operating cash flow was negative $4.7 million in the fourth quarter of
2008 ($0.02 per share) compared to positive cash flow of $7.1 million ($0.03
per share) in the fourth quarter of 2007 and cash flow of $31.1 million ($0.15
per share) in the third quarter of 2008. The primary reasons for these period
to period variations are noted above.

    Outlook

    We expect 2009 will continue to be challenging. We have already
experienced challenges during the first few months of the year. However, we
anticipate a much improved full year contribution from our refining operations
primarily due to anticipated healthy asphalt markets, with wider margins, as
newly-announced U.S. government infrastructure projects are anticipated to
result in an unprecedented demand for asphalt. This product is currently in
short supply in the United States. This improvement should start to be
apparent in the second quarter of 2009. We also anticipate positive net
operating income from our upstream operations during 2009 as a result of
hedging and marketing activities and anticipated reductions in transportation
and operating costs.
    We have significant cash balances and together with anticipated positive
operating income in 2009, we anticipate being able to meet all our financial
obligations throughout 2009, even if crude oil prices stay at WTI US$45.00/bbl
for the balance of this year. We continue to believe preserving our liquidity
and protecting our assets are the priority responsibilities for 2009. We have
ample identified reserves and resources to remain confident of our future
growth prospects and we believe energy prices will improve as the year
unfolds. To stabilize our outlook in a volatile period and protect against the
possibility of renewed crude oil weakness, we have arranged WTI hedges at
prices of US$46/bbl and US$49.50/bbl on approximately one half of our bitumen
production for most of 2009. Relative to our consumption of natural gas at Pod
One we have a built-in physical hedge with our own natural gas production at
Marten Creek, Latornell, Seal and other areas. This minimizes the impact of
volatility in natural gas prices on our overall operations.
    The company's business plan anticipates long-term growth, with continued
increases in revenue and cash flow from Pod One, conventional crude oil and
natural gas production, while in due course completing the Algar project and
subsequently expanding all aspects of our business. A more cautious short-term
approach has recently been adopted in light of existing adverse capital and
commodity market conditions.
    In response to the current conditions, the company reduced its capital
expenditure budget for the 2009 winter exploration and oil sands delineation
program and curtailed some capital projects (notably, the expansion of our
downstream refining capacity and the construction of an oil sands sales and
diluent pipeline). Construction of Algar was suspended until we see more
visibility in improved industry conditions which we anticipate will be
evidenced by improved commodity pricing, improved capital markets and improved
general economic conditions.
    To date we have invested approximately $150 million in Algar, having
built the majority of the long-lead equipment items, constructed the road to
the site and prepared the site for resumption of civil construction at a later
date. Approximately 275 days and, based on current estimates, approximately
$209 million, will be required to complete the project.
    In view of changed capital market conditions, we have elected to preserve
liquidity by reducing our 2009 capital expenditures to $123 million from $373
million as follows:($million)                                               New    Original
    -------------------------------------------------------------------------
    Upstream
    Conventional                                             $13         $15
    Pod One                                                   18          20
    Algar                                                     29         208
    Algar capitalized items                                   30          69
    Cogeneration                                               4          22
    Exploration                                                9          10
    EIA and other                                              3           3
    Downstream
    Refining                                                  17          26
    -------------------------------------------------------------------------
    Total                                                   $123        $373
    -------------------------------------------------------------------------Related Party Transactions

    In 2008 the company paid professional legal fees of $1.1 million (2007 -
$667,000) to a law firm in which the company's Corporate Secretary is a
partner. Transactions with the foregoing related parties occurred within the
normal course of business and have been measured at their exchange amount on
normal business terms. The exchange amount is the amount of consideration
established and agreed to by the related parties.
    A portion of the company's conventional crude oil and natural gas
exploration and drilling activities, which activities are anticipated to
continue in the future, was conducted in an industry-standard joint venture
arrangement with a company, an officer of which is also a director of
Connacher. Transactions with the joint venture partner occurred within the
normal course of business and have been measured at their exchange amount on
normal business terms. The exchange amount is the amount of consideration
established and agreed to by the company and the joint venture partner. These
capital expenditures incurred to date are not considered material to the
company's overall capital expenditure program.Significant Accounting Policies and Application of Critical Accounting
    EstimatesThe significant accounting policies used by the company are described
below. Certain accounting policies require that management make appropriate
decisions with respect to the formulation of estimates and assumptions that
affect the reported amounts of assets, liabilities, revenues and expenses.
Changes in these estimates and assumptions may have a material impact on the
company's financial results and condition. The following discusses such
accounting policies and is included herein to aid the reader in assessing the
critical accounting policies and practices of the company and the likelihood
of materially different results being reported. Management reviews its
estimates and assumptions regularly in light of changing circumstances,
economic and otherwise. The emergence of new information and changed
circumstances may result in changes to estimates and assumptions which could
be material and the company might realize different results from the
application of new accounting standards promulgated, from time to time, by
various regulatory rule-making bodies.

    The following assessment of significant accounting polices is not meant
to be exhaustive.

    Reserve Estimates

    Under Canadian Securities Administrators' "National Instrument
51-101-Standards of Disclosure for Oil and Gas Activities" ("NI 51-101"),
proved reserves are those reserves that can be estimated with a high degree of
certainty to be recoverable. In accordance with this definition, the level of
certainty should result in at least a 90 percent probability that the
quantities actually recovered will equal or exceed the estimated reserves. In
the case of probable reserves, which are less certain to be recovered than
proved reserves, NI 51-101 states that it must be equally likely that the
actual remaining quantities recovered will be greater or less than the sum of
the estimated proved plus probable reserves. Possible reserves are those
reserves less certain to be recovered than probable reserves. There is at
least a 10 percent probability that the quantities actually recovered will
exceed the sum of proved plus probable plus possible reserves.
    The company's oil and gas reserve estimates are made by independent
reservoir engineers using all available geological and reservoir data as well
as historical production data. Estimates are reviewed and revised as
appropriate. Revisions occur as a result of changes in prices, costs, fiscal
regimes, reservoir performance or a change in the company's plans. The reserve
estimates can also be used in determining the company's borrowing base for its
credit facilities and may impact the same upon revision or changes to the
reserve estimates. The effect of changes in proved oil and gas reserves on the
financial results and position of the company is described below.

    Full Cost Accounting for Oil and Gas Activities

    The company uses the full cost method of accounting for exploration and
development activities. In accordance with this method of accounting, all
costs associated with exploration and development are capitalized whether
successful or not. The aggregate of net capitalized costs and estimated future
development costs is depleted using the unit-of-production method based on
estimated proved oil and gas reserves. A change in estimated total proved
reserves could significantly affect the company's calculation of depletion.

    Major Development Projects and Unproved Properties

    Certain costs related to acquiring and evaluating unproved properties are
excluded from net capitalized costs subject to depletion until proved reserves
have been determined or their value is impaired. Costs associated with major
development projects are not depleted until commencement of commercial
production. All capitalized costs are reviewed quarterly and any impairment is
transferred to the costs being depleted or, if the properties are located in a
cost centre where there is no reserve base, the impairment is charged directly
to income.
    All costs related to the Great Divide oil sands project are being
capitalized to specific projects, or "Pods", pending commencement of
commercial operations from each Pod. Upon commencement of commercial
operations of a Pod, the related capital costs and estimates of future capital
requirements for such Pod will be added to the company's depletable costs and
depleted under the unit-of-production method based on the company's total
proved reserves. Effective March 1, 2008, the company's first oil sands
project, Pod One, was declared commercially operative and its related costs
were added to the company's depletable cost pool.

    Ceiling Test

    The company is required to review the carrying value of all property,
plant and equipment, including the carrying value of its conventional oil and
gas assets and its commercially operative oil sands properties, for potential
impairment. Impairment is indicated if the carrying value of the long-lived
asset or oil and gas cost centre is not recoverable by the future undiscounted
cash flows. If impairment is indicated, the amount by which the carrying value
exceeds the estimated fair value of the long-lived asset is charged to
earnings.
    The ceiling test is based on estimates of reserves prepared by qualified
independent evaluators, production rate, crude oil, bitumen and natural gas
prices, future costs and other relevant assumptions. By their nature reserve
estimates are subject to measurement uncertainty and the impact of ceiling
test calculations on the consolidated financial statements for changes in
reserve estimates could be material.

    Asset Retirement Obligations

    The company is required to provide for future removal and site
restoration costs by estimating these costs in accordance with existing laws,
contracts or other policies. These estimated costs are charged to earnings and
the appropriate liability account over the expected service life of the asset.
When the future removal and site restoration costs cannot be reasonably
determined, a contingent liability may exist. Contingent liabilities are
charged to earnings only when management is able to determine the amount and
the likelihood of the future obligation. The company estimates future
retirement costs based on current costs as estimated by the company's
engineers adjusted for inflation and credit risk. These estimates are subject
to management uncertainty.

    Legal, Environmental Remediation and Other Contingent Matters

    In respect of these matters, the company is required to determine whether
a loss is probable based on judgment and interpretation of laws and
regulations and determine if such a loss can be estimated. When any such loss
is determined, it is charged to earnings. Management continually monitors
known and potential contingent matters and makes appropriate provisions by
charges to earnings when warranted by circumstance.

    Income Taxes

    The company follows the liability method of accounting for income taxes.
Under this method tax assets are recognized when it is more than likely
realization will occur. Tax liabilities are recognized for temporary
differences between recorded book values and underlying tax values. Rates used
to determine income tax asset and liability amounts are enacted tax rates
expected to be used in future periods when the timing differences reverse. The
period in which a timing difference reverses are impacted by future income and
capital expenditures. Rates are also affected by legislation changes. These
components can impact the charge for future income taxes.

    Stock-Based Compensation

    The company uses the fair value method to account for stock options. The
determination of the amounts for stock-based compensation are based on
estimates of stock volatility, interest rates and the term of the option.
These estimates by their nature are subject to measurement uncertainty.

    Convertible Debentures

    The Convertible Debentures have been recorded as a compound financial
instrument in accordance with Section 3863 of the Canadian Institute of
Chartered Accountants, or CICA, Handbook. The fair value of the liability
component was determined at the date of issue based on our incremental
borrowing rate for debt with similar terms. The amount of the equity component
was determined as a residual after deducting the amount of the liability
component from the face value of the issue.

    Share Award Plan

    Obligations for payments in cash or common shares under our share award
plan for non-employee directors are accrued as compensation expense over the
vesting period. Fluctuations in the price of our common shares change the
accrued compensation expense and are recognized when they occur.

    Refinery Accounting

    Since its acquisition in March 2006, the Refinery's financial results are
reported in accordance with Canadian GAAP and have been consolidated with our
other business units. The preparation of the Refinery's financial results
require certain estimates and judgments that affect the reported amounts of
assets, liabilities, revenues and expenses, and related disclosure of
contingent assets and liabilities as of the date of the financial statements.
Actual results may differ from those estimates under different assumptions or
conditions. Our management considers the following new accounting policies to
be the most critical to understanding the judgments that are involved and the
uncertainties that could impact on our results of operations, financial
condition and cash flow.

    Inventory Valuation

    Crude oil and refined product inventories are stated at the lower of cost
or net realizable value.
    Since acquiring the refining assets in March 2006, management
re-evaluated the inventory costing method and has chosen the average cost
method in order to conform to (then) impending (now mandated) Canadian GAAP
changes. The effect of this change was to decrease inventory by $2.5 million
at December 31, 2006. Net realizable value is determined using current
estimated selling prices.

    Maintenance Costs

    The Refinery units require regular major maintenance and repairs, which
are commonly referred to as "turnarounds." Catalysts used in certain refinery
processes also require routine "change-outs." The required frequency of the
maintenance varies by unit and by catalyst, but generally is every two to five
years. Turnaround costs which meet the definition of property, plant and
equipment are capitalized and amortized over the period to the next scheduled
turnaround or change-out. In order to minimize downtime during turnarounds,
contract labor as well as maintenance personnel are utilized on a continuous
24 hour basis. Whenever possible, turnarounds are scheduled so that some units
continue to operate while others are down for maintenance.

    Employee Future Benefits

    As a consequence of the Refinery acquisition and related employment of
Refinery personnel, our U.S. subsidiary, MRCI, adopted employee future benefit
plans with effect from March 31, 2006. A non-contributory defined benefit
retirement plan covers only the Refinery's employees from March 31, 2006.
MRCI's policy is to make regular contributions in accordance with the funding
requirements of ERISA. Benefits are to be based on the employee's years of
service and compensation. We also established defined contribution (U.S. tax
code "401(k)") plans that cover all Refinery employees from March 31, 2006.
MRCI's contributions are based on employees' compensation and partially match
employee contributions.

    Long-lived Refining Assets

    Depreciation and amortization is calculated based on estimated useful
lives and salvage values. When assets are placed into service, estimates are
made with respect to their useful lives that are believed to be reasonable.
However, factors such as new technologies, competition, regulation or
environmental matters could cause changes to estimates, thus impacting the
future calculation of depreciation and amortization. Long-lived assets are
also evaluated for potential impairment by identifying whether indicators of
impairment exist and, if so, assessing whether the long-lived assets are
recoverable from estimated future undiscounted cash flow. The actual amount of
impairment loss, if any, to be recorded is equal to the amount by which a
long-lived asset's carrying value exceeds its fair value. Estimates of future
discontinued cash flow and fair values of assets require subjective
assumptions with regard to future operating results and actual results could
differ from those estimates.

    Goodwill

    Goodwill arose on the acquisition of Luke in 2006. Goodwill, which
represents the excess of purchase price over fair value of net assets
acquired, is assessed for impairment annually. Goodwill and all other assets
and liabilities have been allocated to our segments, referred to as reporting
units. To assess impairment, the fair value of each reporting unit is
determined and compared to the book value of the reporting unit. If the fair
value of the reporting unit is less than the book value, then a second test is
performed to determine the amount of the impairment. The amount of the
impairment is determined by deducting the fair value of the reporting unit's
assets and liabilities from the fair value of the reporting unit to determine
the implied fair value of goodwill and comparing that amount to the book value
of the reporting unit's goodwill. Any excess of the book value of goodwill
over the implied fair value of goodwill is the impairment amount.

    New Significant Accounting Policies

    As of January 1, 2008, the company adopted new CICA Handbook, Section
3862, "Financial Instruments - Disclosures" and Section 3863, "Financial
Instruments - Presentation" which replaced former Section 3861. The new
standards require disclosure of the significance of financial instruments to
an entity's financial statements, the risks associated with the financial
instruments and how those risks are managed.
    As of January 1, 2008, the company also adopted new CICA Handbook Section
1535, "Capital Disclosures" which requires entities to disclose their
objectives, policies and processes for managing capital and, in addition,
whether the entity has complied with any externally imposed capital
requirements.
    In February 2008, the CICA issued Section 3064, "Goodwill and Intangible
Assets", replacing Section 3062, "Goodwill and Other Intangible Assets" and
Section 3450, "Research and Development Costs." The new Sections will be
applicable to financial statements relating to fiscal years beginning on or
after October 1, 2008. Accordingly, the company will adopt the new standards
for its fiscal year beginning January 1, 2009. Section 3064 establishes
standards for the recognition, measurement, presentation and disclosure of
goodwill subsequent to its initial recognition and of intangible assets by
profit-oriented enterprises. Standards concerning goodwill are unchanged from
the standards included in the previous Section 3062, and therefore are not
anticipated to have a significant impact on the company's financial
statements.

    International Financial Reporting Standards

    On February 13, 2008, the Canadian Accounting Standards Board confirmed
that publicly accountable enterprises will be required to adopt IFRS in place
of Canadian GAAP for interim and annual reporting purposes for fiscal years
beginning on or after January 1, 2011. The impact of the change in accounting
principles on our future financial position and results of operations is not
determinable or quantifiable at the present time.
    We have commenced our IFRS conversion project which consists of four
phases: diagnostic; design and planning; solution development; and
implementation. Regular reporting is provided to management and to the Audit
Committee of the Board of Directors.
    We have completed the diagnostic phase, which involved a review of the
differences between current Canadian GAAP and IFRS. During this phase we
determined that the differences which will have the greatest impact on
Connacher's consolidated financial statements relate to accounting for
exploration and development activities and property, plant and equipment
impairments of capital assets, asset retirement obligations and the reporting
of employee future benefits. Their financial impacts have yet to be
quantified. We are currently engaged in the design and planning and the
solution development phases of our project. We have identified and documented
the high impact areas, including an analysis of financial system impacts and
have engaged in ongoing discussions with our external auditors. The impact on
our disclosure controls, internal controls over financial reporting and the
impact on contracts and lending agreements will also be determined.
    In September 2008 the International Accounting Standards Board issued an
exposure draft to amend IFRS accounting standards in respect of property,
plant and equipment as at the date of the initial transition to IFRS. That
exposure draft, if adopted, would permit issuers currently using the full cost
method of accounting, (as described in the CICA Handbook - Accounting
Guideline 16 Oil and Gas accounting - Full Cost), to allocate the balance of
property, plant and equipment as determined under Canadian GAAP to the IFRS
categories of exploration and evaluation assets and development and producing
properties without requiring full retroactive restatement of historic balances
to the IFRS basis of accounting. If the exposure draft is adopted we
anticipate using the exemption. We are also monitoring the development of
guidance being prepared by a committee of the Canadian Association of
Petroleum Producers on how to apply IFRS to oil and gas exploration and
development activities. This is expected to be finalized in March 2009. We
continue to monitor the IFRS adoption efforts of our peers and to participate
in the process for a smooth transition to IFRS in advance of the deadline.

    Risk Factors and Risk Management

    General

    Connacher is engaged in the oil and gas exploration, development,
production, and refining industry. This business is inherently risky and there
is no assurance that hydrocarbon reserves will be discovered and economically
produced. Operational risks include competition, reservoir performance
uncertainties, environmental factors, and regulatory and safety concerns.
Financial risks associated with the petroleum industry include fluctuations in
commodity prices, interest rates, currency exchange rates and the cost of
goods and services.
    Connacher's financial and operating performance is potentially affected
by a number of factors including, but not limited to, risks associated with
the oil and gas, commodity prices and exchange rates, environmental
legislation, changes to royalty and income tax legislation, credit and capital
market conditions, credit risk for failure of performance of third parties and
other risks and uncertainties described in more detail in Connacher's Annual
Information Form filed with securities regulatory authorities.
    Certain key risk factor some disclosed below. Reference should be made to
Connacher's most recent Annual Information Form for a description of
additional risk factors.
    Connacher employs highly qualified people, uses sound operating and
business practices and evaluates all potential and existing wells using the
latest applicable technology. The company complies with government regulations
and has in place an up-to-date emergency response program. Connacher adheres
to environment and safety policies and standards. Asset retirement obligations
are recognized upon acquisition, construction and development of the assets.
Connacher maintains property and liability insurance coverage. The coverage
provides a reasonable amount of protection from risk of loss; however, not all
risks are foreseeable or insurable.

    Global Financial Crisis

    Recent market events and conditions, including disruptions in the
international credit markets and other financial systems and the deterioration
of global economic conditions, have caused significant volatility to commodity
prices. These conditions worsened in 2008 and are continuing in 2009, causing
a loss of confidence in the broader U.S. and global credit and financial
markets and resulting in the collapse of, and government intervention in,
major banks, financial institutions and insurers and creating a climate of
greater volatility, less liquidity, widening of credit spreads, a lack of
price transparency, increased credit losses and tighter credit conditions.
Notwithstanding various actions by governments, concerns about the general
condition of the capital markets, financial instruments, banks, investment
banks, insurers and other financial institutions caused the broader credit
markets to further deteriorate and stock markets to decline substantially.
These factors have negatively impacted company valuations and will impact the
performance of the global economy going forward.
    Petroleum prices are expected to remain volatile for the near future as a
result of market uncertainties over the supply and demand of these commodities
due to the current state of the world economies, OPEC actions and the ongoing
global credit and liquidity concerns.

    Commodity Price and Exchange Rate Risks

    Connacher's future financial performance remains closely linked to crude
oil and natural gas commodity prices and foreign exchange rate changes which
may be influenced by many factors including global and regional supply and
demand, seasonality, worldwide political events and weather. These factors can
cause a high degree of price volatility. For example, from 2006 to 2008, the
monthly average price for benchmark WTI crude oil ranged from a low of
US$42.04/bbl to a high of US$134.02/bbl. During the same three-year period,
the natural gas AECO benchmark monthly average price ranged from a low of
$4.45/mcf to a high of $12.11/mcf and value of the Canadian dollar traded
between US$0.77 and US$1.09.
    Crude oil and dilbit selling prices are based on U.S. dollar benchmarks
that result in our realized prices being influenced by the US$/Cdn$ currency
exchange rate, thereby creating another element of uncertainty. Should the
Canadian dollar strengthen compared to the U.S dollar, the resulting negative
effect on net earnings would be partially offset with exchange gains on
translating our U.S. dollar denominated debt, associated interest payments
thereon and U.S. refining results to Canadian dollars for financial statement
reporting purposes. The opposite would occur should the Canadian dollar weaken
compared to the U.S. dollar. Cash flow is not impacted by the effects of
currency fluctuations on translating our U.S. dollar denominated debt. We
mitigate some of the risk associated with changes in commodity prices through
the use of hedges and other derivative financial instruments. See Liquidity
and Capital Resources.

    Regulatory Approval Risks

    Before proceeding with most major development projects, Connacher must
obtain regulatory approvals, which approvals must be maintained in good
standing during the currency of the particular project. The regulatory
approval process involves stakeholder consultation, environmental impact
assessments and public hearings, among other factors. Failure to obtain
regulatory approvals, or failure to obtain them on a timely basis, could
result in delays, abandonment, or restructuring of projects and increased
costs, all of which could negatively impact future earnings and cash flow.
Failure to maintain approvals, licenses, permits and authorizations in good
standing could result in the imposition of fines, production limitations or
suspension orders.

    Performance

    Our financial and operating performance is potentially affected by a
number of factors, including, but not limited to the following.

    Our ability to reliably operate our conventional and oil sands facilities
is important to meet production targets. We implemented planned maintenance
shutdowns in 2008 that are expected to improve reliability.
    Operating costs could be impacted by inflationary pressures on labor,
volatile pricing for natural gas used as an energy source in oil sands
processes, and planned and unplanned maintenance. We continue to address these
risks though such strategies as application of technologies that help manage
operational workforce demand, offsetting natural gas purchases with our own
production and an increased focus on preventative maintenance.
    While fiscal regimes in Alberta and Canada are generally stable relative
to many global jurisdictions, royalty and tax treatments are subject to
periodic review, the outcome of which is not predictable and could result in
changes to the company's planned investments and rates of return on existing
investments.
    Management expects that fluctuations in demand and supply for refined
products, margin and price volatility, market competition and the seasonal
demand fluctuations for some of our refined products will continue to impact
our refining business.
    There are certain risks associated with the execution of capital
projects, including the risk of cost overruns. Numerous risks and
uncertainties can affect construction schedules, including the availability of
labor and other impacts of competing projects drawing on the same resources
during the same time period.

    Capital Requirements

    The company anticipates making substantial capital expenditures for the
acquisition, exploration, development and production of bitumen, crude oil and
natural gas reserves and refining in the future. As the company's revenues may
decline as a result of decreased commodity pricing, it may be required to
reduce capital expenditures. In addition, uncertain levels of near term
industry activity coupled with the present global credit crisis exposes the
company to additional access to capital risk. There can be no assurance that
debt or equity financing, or cash generated by operations will be available or
sufficient to meet these requirements or for other corporate purposes or, if
debt or equity financing is available, that it will be on terms acceptable to
the company. The inability of the company to access sufficient capital for its
operations could have a material adverse effect on the company's business
financial condition, results of operations and prospects.

    Third Party Credit Risk

    An additional risk is credit risk for failure of performance by
counter-parties. This risk is controlled by an evaluation of the credit risk
before contract initiation and ensuring product sales and delivery contracts
are made with well-known and financially strong crude oil and natural gas
marketers.
    The company may be exposed to third party credit risk through its
contractual arrangements with its current or future joint venture partners and
other parties. In the event such entities fail to meet their contractual
obligations to the company, such failures may have a material adverse effect
on the company's business, financial condition, results of operations and
prospects.

    Environmental

    All phases of the oil and gas and refining business present environmental
risks and hazards and are subject to environmental regulation pursuant to a
variety of federal, provincial, state and local laws and regulations.
Compliance with such legislation can require significant expenditures and a
breach may result in the imposition of fines and penalties, some of which may
be material. Environmental legislation is evolving in a manner expected to
result in stricter standards and enforcement, larger fines and liability and
potentially increased capital expenditures and operating costs. There has been
much public debate with respect to Canada's alternative strategies with
respect to climate change and the control of greenhouse gases. Implementation
of strategies for reducing greenhouse gases could have a material impact on
the nature of oil gas and refining operations, including those of the company.
Given the evolving nature of the issues related to climate change and the
control of greenhouse gases and resulting requirements, it is not possible to
predict either the nature of those requirements or the impact on the company
and its operations and financial condition.

    Disclosure Controls and Procedures

    The company's Chief Executive Officer ("CEO") and Chief Financial Officer
("CFO") have designed, or caused to be designed under their supervision,
disclosure controls and procedures to provide reasonable assurance that: (i)
material information relating to the company is made known to the company's
CEO and CFO by others, particularly during the period in which the annual
filings are being prepared; and (ii) information required to be disclosed by
the company in its annual filings, interim filings or other reports filed or
submitted by it under securities legislation is recorded, processed,
summarized and reported within the time period specified in securities
legislation. Such officers have evaluated, or caused to be evaluated under
their supervision, the effectiveness of the company's disclosure controls and
procedures at the financial year end of the company and have concluded that
the company's disclosure controls and procedures are effective at the
financial year end of the company for the foregoing purposes.

    Internal Controls over Financial Reporting

    The CEO and CFO have designed, or caused to be designed under their
supervision, internal controls over financial reporting to provide reasonable
assurance regarding the reliability of the company's financial reporting and
the preparation of financial statements for external purposes in accordance
with Canadian GAAP. Such officers have evaluated, or caused to be evaluated
under their supervision, the effectiveness of the company's internal controls
over financial reporting at the financial year end of the company and
concluded that the company's internal controls over financial reporting is
effective at the financial year end of the company for the foregoing purpose.
    The company's CEO and CFO are required to cause the company to disclose
any change in the company's internal controls over financial reporting that
occurred during the company's most recent interim period that has materially
affected, or is reasonably likely to materially affect, the company's internal
controls over financial reporting. No material changes in the company's
internal controls over financial reporting were identified during such period
that has materially affected, or are reasonably likely to materially affect,
the company's internal controls over financial reporting.
    It should be noted that a control system, including the company's
disclosure and internal controls and procedures, no matter how well conceived,
can provide only reasonable, but not absolute, assurance that the objectives
of the control system will be met and it should not be expected that the
disclosure and internal controls and procedures will prevent all errors or
fraud. In reaching a reasonable level of assurance, management necessarily is
required to apply its judgment in evaluating the cost-benefit relationship of
possible controls and procedures.Quarterly Results

    Fluctuations in results over the previous eight quarters are due
principally to variations in oil and gas prices and production/sales volumes.

    -------------------------------------------------------------------------
                                                                        2007
    -------------------------------------------------------------------------
    Three Months Ended            Mar 31      Jun 30      Sep 30      Dec 31
    -------------------------------------------------------------------------
    ($000 except per
     share amounts)
    -------------------------------------------------------------------------
    Revenues, net of royalties    65,923      93,266     101,991      83,340
    -------------------------------------------------------------------------
    Cash flow(1)                  10,980      16,876      10,025       7,083
    -------------------------------------------------------------------------
      Basic, per share(1)           0.06        0.09        0.05        0.03
    -------------------------------------------------------------------------
      Diluted, per share(1)         0.05        0.08        0.05        0.03
    -------------------------------------------------------------------------
    Net earnings (loss)            4,984      22,228      14,589        (840)
    -------------------------------------------------------------------------
      Basic and diluted per
       share                        0.03        0.11        0.07       (0.00)
    -------------------------------------------------------------------------
    Property and equipment
     additions                   109,881      93,223      64,006      55,852
    -------------------------------------------------------------------------
    Cash on hand                  66,209      25,375         754     392,271
    -------------------------------------------------------------------------
    Working capital surplus
     (deficiency)                 24,027      36,320     (19,853)    389,789
    -------------------------------------------------------------------------
    Term debt                    207,828     272,559     260,606     664,462
    -------------------------------------------------------------------------
    Shareholders' equity         384,593     417,793     428,764     480,439
    -------------------------------------------------------------------------
    Operating Highlights
    -------------------------------------------------------------------------
    Upstream: Daily production/
     sales volumes
    -------------------------------------------------------------------------
      Bitumen - bbl/d(2)               -           -           -           -
    -------------------------------------------------------------------------
      Crude oil - bbl/d              905         731         781         752
    -------------------------------------------------------------------------
      Natural gas - mcf/d          9,665       9,017       9,413       8,889
    -------------------------------------------------------------------------
      Equivalent - boe/d(3)        2,515       2,234       2,350       2,233
    -------------------------------------------------------------------------
    Product pricing
    -------------------------------------------------------------------------
      Bitumen - $/bbl(2)               -           -           -           -
    -------------------------------------------------------------------------
      Crude oil - $/bbl            49.09       49.79       55.98       56.79
    -------------------------------------------------------------------------
      Natural gas - $/mcf           7.76        7.02        4.70        5.82
    -------------------------------------------------------------------------
    Selected Highlights -
     $/boe(3)
    -------------------------------------------------------------------------
      Weighted average
       sales price                 47.48       44.63       37.43       42.29
    -------------------------------------------------------------------------
      Royalties                    11.22        3.23        6.32        6.34
    -------------------------------------------------------------------------
      Operating costs               8.54       13.08        9.00       13.77
    -------------------------------------------------------------------------
      Netback(4)                   27.72       28.32       22.11       22.18
    -------------------------------------------------------------------------
    Downstream: Refining
    -------------------------------------------------------------------------
      Crude charged - bbl/d        9,621       9,248       9,400       9,610
    -------------------------------------------------------------------------
      Refining utilization - %       101          97         100         101
    -------------------------------------------------------------------------
      Margins - %                     19          21          15           6
    -------------------------------------------------------------------------
    COMMON SHARE INFORMATION
    -------------------------------------------------------------------------
    Shares outstanding at end
     of period (000)             198,218     198,834     199,447     209,971
    -------------------------------------------------------------------------
    Weighted average shares
     outstanding for the period
    -------------------------------------------------------------------------
      Basic (000)                198,119     198,360     199,167     204,701
    -------------------------------------------------------------------------
      Diluted (000)              200,008     209,088     221,554     220,362
    -------------------------------------------------------------------------
    Volume traded during
     quarter (000)                55,292      61,162      70,939      52,198
    -------------------------------------------------------------------------
    Common share price ($)
    -------------------------------------------------------------------------
      High                          4.13        4.43        4.40        4.08
    -------------------------------------------------------------------------
      Low                           3.07        3.07        3.20        3.31
    -------------------------------------------------------------------------
      Close (end of period)         3.86        3.69        4.01        3.79
    -------------------------------------------------------------------------


    -------------------------------------------------------------------------
                                                                       2008
    -------------------------------------------------------------------------
    Three Months Ended            Mar 31      Jun 30     Sept 30      Dec 31
    ----------------------------
    ($000 except per
     share amounts)
    -------------------------------------------------------------------------
    Revenues, net of royalties   100,656     202,016     224,558     102,109
    -------------------------------------------------------------------------
    Cash flow(1)                   7,825      20,550      31,130      (4,688)
    -------------------------------------------------------------------------
      Basic, per share(1)           0.04        0.10        0.15       (0.02)
    -------------------------------------------------------------------------
      Diluted, per share(1)         0.03        0.10        0.14       (0.02)
    -------------------------------------------------------------------------
    Net earnings (loss)           (1,833)      6,683      12,139     (43,592)
    -------------------------------------------------------------------------
      Basic and diluted per
       share                       (0.01)       0.03        0.06       (0.21)
    -------------------------------------------------------------------------
    Property and equipment
     additions                   115,984      80,403      69,175      86,174
    -------------------------------------------------------------------------
    Cash on hand                 323,423     232,704     236,375     223,663
    -------------------------------------------------------------------------
    Working capital surplus
     (deficiency)                287,105     234,110     200,177     197,914
    -------------------------------------------------------------------------
    Term debt                    671,014     684,705     689,673     778,732
    -------------------------------------------------------------------------
    Shareholders' equity         471,559     479,477     496,509     469,087
    -------------------------------------------------------------------------
    Operating Highlights
    -------------------------------------------------------------------------
    Upstream: Daily production/
     sales volumes
    -------------------------------------------------------------------------
      Bitumen - bbl/d(2)           1,773       6,123       6,810       7,086
    -------------------------------------------------------------------------
      Crude oil - bbl/d              996         981         957       1,187
    -------------------------------------------------------------------------
      Natural gas - mcf/d         10,493      14,220      13,188      12,405
    -------------------------------------------------------------------------
      Equivalent - boe/d(3)        4,518       9,474       9,966      10,341
    -------------------------------------------------------------------------
    Product pricing
    -------------------------------------------------------------------------
      Bitumen - $/bbl(2)           53.01       60.80       65.34       12.06
    -------------------------------------------------------------------------
      Crude oil - $/bbl            79.50      105.28      103.60       48.13
    -------------------------------------------------------------------------
      Natural gas - $/mcf           6.94        8.77        8.92        6.61
    -------------------------------------------------------------------------
    Selected Highlights -
     $/boe(3)
    -------------------------------------------------------------------------
      Weighted average
       sales price                 54.46       63.37       66.41       21.73
    -------------------------------------------------------------------------
      Royalties                     7.45        6.21        4.65        3.19
    -------------------------------------------------------------------------
      Operating costs              14.32       22.78       20.41       20.76
    -------------------------------------------------------------------------
      Netback(4)                   32.69       34.38       41.35       (2.23)
    -------------------------------------------------------------------------
    Downstream: Refining
    -------------------------------------------------------------------------
      Crude charged - bbl/d        9,830       9,329       9,239       8,333
    -------------------------------------------------------------------------
      Refining utilization - %       104          98          97          88
    -------------------------------------------------------------------------
      Margins - %                      1        (0.1)          2         (18)
    -------------------------------------------------------------------------
    COMMON SHARE INFORMATION
    -------------------------------------------------------------------------
    Shares outstanding at end
     of period (000)             210,277     211,027     211,182     211,182
    -------------------------------------------------------------------------
    Weighted average shares
     outstanding for the period
    -------------------------------------------------------------------------
      Basic (000)                210,234     210,658     211,093     211,182
    -------------------------------------------------------------------------
      Diluted (000)              210,234     214,530     213,174     211,575
    -------------------------------------------------------------------------
    Volume traded during
     quarter (000)                63,718     107,001     112,401     110,244
    -------------------------------------------------------------------------
    Common share price ($)
    -------------------------------------------------------------------------
      High                          3.94        5.26        4.65        2.95
    -------------------------------------------------------------------------
      Low                           2.59        3.10        2.63        0.60
    -------------------------------------------------------------------------
      Close (end of period)         3.13        4.30        2.75        0.74
    -------------------------------------------------------------------------

    (1) Cash flow and cash flow per share do not have standardized meanings
        prescribed by Canadian generally accepted accounting principles
        ("GAAP") and therefore may not be comparable to similar measures used
        by other companies. Cash flow is calculated before changes in non-
        cash working capital, pension funding and asset retirement
        expenditures. The most comparable measure calculated in accordance
        with GAAP would be net earnings. Cash flow is reconciled with net
        earnings on the Consolidated Statement of Cash Flows and in the
        accompanying Management Discussion & Analysis. Management uses these
        non-GAAP measurements for its own performance measures and to provide
        its shareholders and investors with a measurement of the company's
        efficiency and its ability to fund its future growth expenditures.
    (2) The recognition of bitumen sales from Great Divide Pod One commenced
        March 1, 2008, when it was declared "commercial". Prior thereto, no
        production volumes were reported and all operating costs, net of
        revenues, were capitalized.
    (3) All references to barrels of oil equivalent (boe) are calculated on
        the basis of 6 mcf : 1 bbl. This conversion is based on an energy
        equivalency conversion method primarily applicable at the burner tip
        and does not represent a value equivalency at the wellhead. Boes may
        be misleading, particularly if used in isolation.
    (4) Netback is a non-GAAP measure used by management as a measure of
        operating efficiency and profitability. Netback per boe is calculated
        as bitumen, crude oil and natural gas revenue less royalties and
        operating costs divided by related production/sales volume. Netbacks
        are reconciled to net earnings in the accompanying MD&A.


    Connacher Oil and Gas Limited
    Consolidated Balance Sheets

    December 31
    -------------------------------------------------------------------------
    ($000)                                                 2008         2007
    -------------------------------------------------------------------------
    ASSETS
    -------------------------------------------------------------------------
    CURRENT
    -------------------------------------------------------------------------
    Cash and cash equivalents                          $223,663     $329,110
    -------------------------------------------------------------------------
    Restricted cash (Note 16(c))                              -       63,161
    -------------------------------------------------------------------------
    Accounts receivable                                  20,492       25,084
    -------------------------------------------------------------------------
    Inventories (Note 5)                                 35,993       18,379
    -------------------------------------------------------------------------
    Due from Petrolifera (Note 6)                            42            -
    -------------------------------------------------------------------------
    Prepaid expenses                                      2,221        2,520
    -------------------------------------------------------------------------
    Income taxes recoverable                             13,875        4,279
    -------------------------------------------------------------------------
                                                        296,286      442,533
    -------------------------------------------------------------------------

    -------------------------------------------------------------------------
    Property and equipment (Note 7)                     985,054      671,422
    -------------------------------------------------------------------------
    Goodwill                                            103,676      103,676
    -------------------------------------------------------------------------
    Investment in Petrolifera (Note 6)                   46,659       35,610
    -------------------------------------------------------------------------
    Deferred costs (Note 8)                                   -        5,587
    -------------------------------------------------------------------------
                                                     $1,431,675   $1,258,828
    -------------------------------------------------------------------------
    -------------------------------------------------------------------------

    -------------------------------------------------------------------------
    LIABILITIES
    -------------------------------------------------------------------------
    CURRENT
    -------------------------------------------------------------------------
    Accounts payable and accrued liabilities            $98,372      $52,744
    -------------------------------------------------------------------------

    -------------------------------------------------------------------------
    Long term debt (Note 10)                            778,732      664,462
    -------------------------------------------------------------------------
    Future income taxes (Note 9)                         58,296       36,818
    -------------------------------------------------------------------------
    Asset retirement obligations (Note 11)               26,396       24,365
    -------------------------------------------------------------------------
    Employee future benefits (Note 12)                      792            -
    -------------------------------------------------------------------------
                                                        864,216      725,645
    -------------------------------------------------------------------------

    -------------------------------------------------------------------------
    Share capital, contributed surplus
     and equity component (Note 13)                     437,899      444,086
    -------------------------------------------------------------------------
    Accumulated other comprehensive income (loss)         7,802      (13,636)
    -------------------------------------------------------------------------
    Retained earnings                                    23,386       49,989
    -------------------------------------------------------------------------
                                                        469,087      480,439
    -------------------------------------------------------------------------
                                                     $1,431,675   $1,258,828
    -------------------------------------------------------------------------
    -------------------------------------------------------------------------
    Commitments, contingencies and guarantees
     (Note 17)


    Connacher Oil and Gas Limited
    Consolidated Statements of Operations and Retained Earnings
    Years Ended December 31

    -------------------------------------------------------------------------
    ($000, except per share amounts)                       2008         2007
    -------------------------------------------------------------------------
    REVENUE
    -------------------------------------------------------------------------
    Upstream, net of royalties                         $249,657      $30,722
    -------------------------------------------------------------------------
    Downstream                                          374,248      313,050
    -------------------------------------------------------------------------
    Interest and other income                             5,434          748
    -------------------------------------------------------------------------
                                                        629,339      344,520
    -------------------------------------------------------------------------
    EXPENSES
    -------------------------------------------------------------------------
    Upstream - diluent purchases and operating costs    156,284        9,364
    -------------------------------------------------------------------------
    Upstream transportation costs                        14,499            -
    -------------------------------------------------------------------------
    Downstream - crude oil purchases and
     operating costs (Note 5)                           381,738      264,848
    -------------------------------------------------------------------------
    General and administrative                           11,814        8,543
    -------------------------------------------------------------------------
    Stock-based compensation (Note 13)                    4,575        5,650
    -------------------------------------------------------------------------
    Finance charges                                      34,653        6,858
    -------------------------------------------------------------------------
    Foreign exchange loss (gain)                         12,291      (26,900)
    -------------------------------------------------------------------------
    Depletion, depreciation and accretion                56,448       31,061
    -------------------------------------------------------------------------
                                                        672,302      299,424
    -------------------------------------------------------------------------
    Earnings (loss) before income taxes and
     other items                                        (42,963)      45,096
    -------------------------------------------------------------------------

    -------------------------------------------------------------------------
    Current income tax provision (recovery) (Note 9)    (12,934)      12,978
    -------------------------------------------------------------------------
    Future income tax provision (Note 9)                  7,623           27
    -------------------------------------------------------------------------
                                                         (5,311)      13,005
    -------------------------------------------------------------------------
    Earnings (loss) before other items                  (37,652)      32,091
    -------------------------------------------------------------------------

    -------------------------------------------------------------------------
    Equity interest in Petrolifera earnings (Note 6)      3,085        6,953
    -------------------------------------------------------------------------
    Dilution gain (Note 6)                                7,964        1,917
    -------------------------------------------------------------------------
    NET EARNINGS (LOSS)                                 (26,603)      40,961
    -------------------------------------------------------------------------

    -------------------------------------------------------------------------
    RETAINED EARNINGS, BEGINNING OF YEAR                 49,989        9,028
    -------------------------------------------------------------------------
    RETAINED EARNINGS, END OF YEAR                      $23,386      $49,989
    -------------------------------------------------------------------------

    -------------------------------------------------------------------------
    EARNINGS (LOSS) PER SHARE (Note 16(a))
    -------------------------------------------------------------------------
    Basic                                                $(0.13)       $0.20
    -------------------------------------------------------------------------
    Diluted                                              $(0.13)       $0.20
    -------------------------------------------------------------------------


    Connacher Oil and Gas Limited Consolidated
    Statements of Comprehensive Income (Loss)

    Year Ended December 31
    -------------------------------------------------------------------------
    ($000)                                                 2008         2007
    -------------------------------------------------------------------------
    Net earnings (loss)                                $(26,603)     $40,961
    -------------------------------------------------------------------------
    Foreign currency translation adjustment              21,438      (13,506)
    -------------------------------------------------------------------------
    Comprehensive income (loss)                         $(5,165)     $27,455
    -------------------------------------------------------------------------
    -------------------------------------------------------------------------


    Connacher Oil and Gas Limited
    Consolidated Statements of Accumulated Other Comprehensive Income (Loss)

    Year Ended December 31
    -------------------------------------------------------------------------
    ($000)                                                 2008         2007
    -------------------------------------------------------------------------
    Balance, beginning of period                       $(13,636)       $(130)
    -------------------------------------------------------------------------
    Foreign currency translation adjustment              21,438      (13,506)
    -------------------------------------------------------------------------
    Balance, end of period                               $7,802     $(13,636)
    -------------------------------------------------------------------------
    -------------------------------------------------------------------------


    Connacher Oil and Gas Limited
    Consolidated Statements of Cash Flow

    Years Ended December 31
    -------------------------------------------------------------------------
    ($000)                                                 2008         2007
    -------------------------------------------------------------------------
    Cash provided by (used in) the following activities:
    -------------------------------------------------------------------------
    OPERATING
    -------------------------------------------------------------------------
    Net earnings (loss)                                $(26,603)     $40,961
    -------------------------------------------------------------------------
    Items not involving cash:
    -------------------------------------------------------------------------
      Depletion, depreciation and accretion              56,448       31,061
    -------------------------------------------------------------------------
      Stock-based compensation (Note 13)                  4,575        6,071
    -------------------------------------------------------------------------
      Financing charges - non-cash portion                8,934        2,168
    -------------------------------------------------------------------------
      Employee future benefits (Note 12a)                   730          447
    -------------------------------------------------------------------------
      Future income tax provision                         7,623           27
    -------------------------------------------------------------------------
      Realized foreign exchange transactions           (105,414)     (29,754)
    -------------------------------------------------------------------------
      Unrealized foreign exchange loss                  122,342        2,854
    -------------------------------------------------------------------------
      Gain on repurchase of Second Lien Senior Notes     (2,769)           -
    -------------------------------------------------------------------------
      Dilution gain                                      (7,964)      (1,917)
    -------------------------------------------------------------------------
      Equity interest in Petrolifera earnings            (3,085)      (6,953)
    -------------------------------------------------------------------------
    Cash flow from operations before working
     capital and other changes                           54,817       44,965
    -------------------------------------------------------------------------
      Changes in non-cash working capital (Note 16(b))  (27,583)       6,464
    -------------------------------------------------------------------------
      Pension funding (Note 12)                               -         (781)
    -------------------------------------------------------------------------
      Asset retirement expenditures                        (209)        (311)
    -------------------------------------------------------------------------
                                                         27,025       50,337
    -------------------------------------------------------------------------
    FINANCING
    -------------------------------------------------------------------------
    Repayment of oil sands term loan                          -     (180,000)
    -------------------------------------------------------------------------
    Issue of common shares, net of share issue costs        761       50,968
    -------------------------------------------------------------------------
    Increase in bank debt                                     -      135,856
    -------------------------------------------------------------------------
    Repayment of bank debt                                    -     (154,963)
    -------------------------------------------------------------------------
    Issuance of Convertible Debentures,
     net of issue costs (Note 10)                             -       96,010
    -------------------------------------------------------------------------
    Issuance of Second Lien Senior Notes,
     net of issue costs (Note 10)                             -      575,449
    -------------------------------------------------------------------------
    Repurchase of Second Lien Senior Notes               (6,262)           -
    -------------------------------------------------------------------------
    Deferred financing costs                                (77)      (3,848)
    -------------------------------------------------------------------------
    Proceeds on unwinding of cross currency swap         97,600            -
    -------------------------------------------------------------------------
                                                         92,022      519,472
    -------------------------------------------------------------------------
    INVESTING
    -------------------------------------------------------------------------
    Development of upstream and
     downstream properties                             (351,320)    (301,877)
    -------------------------------------------------------------------------
    Decrease in restricted cash (Note 16(c))             72,113       59,627
    -------------------------------------------------------------------------
    Exercise of Petrolifera warrants                          -       (5,143)
    -------------------------------------------------------------------------
    Change in non-cash working capital (Note 16(b))      50,789       (8,669)
    -------------------------------------------------------------------------
                                                       (228,418)    (256,062)
    -------------------------------------------------------------------------
    NET INCREASE (DECREASE) IN CASH
     AND CASH EQUIVALENTS                              (109,371)     313,747
    -------------------------------------------------------------------------

    -------------------------------------------------------------------------
    Impact of foreign exchange on foreign
     currency denominated cash balances                   3,924       (4,240)
    -------------------------------------------------------------------------

    -------------------------------------------------------------------------
    CASH AND CASH EQUIVALENTS, BEGINNING OF YEAR        329,110       19,603
    -------------------------------------------------------------------------

    -------------------------------------------------------------------------
    CASH AND CASH EQUIVALENTS, END OF YEAR             $223,663     $329,110
    -------------------------------------------------------------------------
    -------------------------------------------------------------------------

    Supplementary information - Note 16


    Connacher Oil and Gas Limited Notes To The Consolidated Financial
    Statements

    Years Ended December 31, 2008 and 2007

    1.  Financial Statement Presentation

    The consolidated financial statements include the accounts of Connacher
    Oil and Gas Limited and its subsidiaries (collectively "Connacher" or the
    "company") and are presented in accordance with Canadian generally
    accepted accounting principles ("Canadian GAAP"). Operating in Canada and
    in the U.S. through its subsidiary Montana Refining Company, Inc.
    ("MRCI"), the company is in the business of exploring for and developing,
    producing, refining and marketing conventional petroleum and natural gas
    and the exploration, development and production of bitumen in the oil
    sands of northern Alberta.

    2. Significant Accounting Policies

    Cash and cash equivalents
    Cash and cash equivalents include short-term deposits with initial
    maturities of three months or less, when purchased.

    Inventory valuation
    Crude oil and refined product inventories are stated at the lower of cost
    or net realizable value, determined under the weighted average cost
    method. Net realizable value is determined using current estimated
    selling prices.

    Deferred costs
    These amounts include costs incurred in relation to the company's
    revolving credit facilities, which have been deferred and were being
    amortized over their term.

    Petroleum, natural gas and bitumen ("upstream") operations
    The company follows the full cost method of accounting whereby all costs
    relating to the exploration for and development of crude oil, natural gas
    and bitumen reserves are capitalized on a country by country cost centre
    basis.

    Capitalized costs of petroleum and natural gas properties and related
    equipment within a cost centre are depleted and depreciated using the
    unit-of-production method based on estimated proved reserves before
    royalties as determined by independent consulting engineers. For the
    purpose of this calculation, production and reserves of natural gas are
    converted to equivalent units of crude oil based on relative energy
    content (6:1).

    The company applies a "ceiling test" to the net book value of petroleum
    and natural gas properties to ensure that such carrying value does not
    exceed the estimated fair value of the properties. The carrying value is
    assessed to be recoverable when the sum of the undiscounted cash flows
    expected from the production of proved reserves and the cost, less
    impairment, of unproved properties exceeds the carrying value. If the
    carrying value is assessed to not be recoverable, the calculation
    compares the carrying value to the sum of the discounted cash flows
    expected from the production of proved and probable reserves and the
    cost, less impairment, of unproved properties. Should the carrying value
    exceed this sum, an impairment loss is recognized. The cash flows are
    estimated using projected future product prices and costs and are
    discounted using the credit adjusted risk-free interest rate.

    Costs of acquiring and evaluating unproved properties are excluded from
    costs subject to depletion and depreciation until it is determined
    whether or not proved reserves are attributable to the properties or
    impairment occurs. Costs associated with major development projects are
    not depleted until commencement of commercial operations. All capitalized
    costs are reviewed quarterly and any impairment is transferred to the
    costs being depleted or, if the properties are located in a cost centre
    where there is no reserve base, the impairment is charged directly to
    earnings.

    During 2008, Pod One, the company's first oil sands project commenced
    commercial production. From March 1, 2008, revenue has been recognized,
    operating costs have been expensed and capitalized costs related to Pod
    One have been depleted.

    To date, all costs, including financing costs, incurred in relation to
    the company's Algar oil sands project in Northern Alberta, have been
    capitalized as the project is considered to be in the pre-production
    stage. Judgment is required in order to determine when commercial
    operations have commenced. Once it is determined that commercial
    operations have been achieved, revenue will be recognized, operating
    costs will be expensed to earnings and the capitalized costs of the
    project will be added to the full cost pool for depletion and ceiling
    test calculations. Revenues generated in the period prior to commencement
    of commercial operations are credited against capitalized costs.

    Gains or losses on sales of properties are recognized only when crediting
    the proceeds to the cost pool would result in a change of 20 percent or
    more in the depletion and depreciation rate.

    Refining ("downstream") assets
    Depreciation and amortization of refining assets is calculated based on
    estimated useful lives and salvage values. When assets are placed into
    service, estimates are made with respect to their useful lives that are
    believed to be reasonable. However, factors such as competition,
    regulation or environmental matters could cause changes to estimates,
    thus impacting the future calculation of depreciation and amortization.
    Long-lived refining assets are also evaluated for potential impairment by
    identifying whether indicators of impairment exist and, if so, assessing
    whether the long-lived assets are recoverable from estimated future
    undiscounted cash flows. The actual amount of impairment loss, if any, to
    be recorded is equal to the amount by which a long-lived asset's carrying
    value exceeds its fair value. Estimates of future cash flows and fair
    values of assets require subjective assumptions with regard to future
    operating results and actual results could differ from those estimates.

    The refining assets require regular major maintenance and repairs which
    are commonly referred to as "turnarounds". Catalysts used in certain
    refinery processes also require routine "change-outs". The required
    frequency of the maintenance varies by asset type and by catalyst, but
    generally is every two to five years. The costs of turnarounds and
    change-outs are recorded as capital costs and are amortized over the
    period to the next scheduled turnaround or change-out.

    Furniture, equipment and leaseholds
    Furniture and equipment are recorded at cost and are being depreciated on
    a declining balance basis at rates of 20 percent to 30 percent per year.
    Leaseholds are amortized over the lease term.

    Investment in Petrolifera Petroleum Limited
    The investment in Petrolifera Petroleum Limited ("Petrolifera") is
    accounted for on an equity basis, whereby the carrying value reflects the
    company's investment, at the lower of cost and fair value, and the
    company's equity interest share of its accumulated income. Any permanent
    decline in value would be charged to earnings.

    Income taxes
    The company follows the liability method of accounting for income taxes.
    Under this method, income tax liabilities and assets are recognized for
    the estimated tax consequences attributed to differences between the
    amounts reported in the financial statements and their respective tax
    bases, using substantively enacted income tax rates. The effect of a
    change in income tax rates on future income tax assets and liabilities is
    recognized in income in the period that the change occurs. Future tax
    assets recognized are assessed by management at each balance sheet date
    for impairment. An impairment is recognized when management assesses that
    it's not more likely than not that the asset will be recovered.

    Goodwill
    Goodwill, which represents the excess of purchase price over fair value
    of net assets acquired, is annually assessed for impairment. Goodwill and
    all other assets and liabilities have been allocated to the company's
    segments, referred to as reporting units. To assess impairment, the fair
    value of each reporting unit is determined and compared to the book value
    of the reporting unit. If the fair value of the reporting unit is less
    than the book value, then a second test is performed to determine the
    amount of the impairment. The amount of the impairment is determined by
    deducting the fair value of the reporting unit's assets and liabilities
    from the fair value of the reporting unit to determine the implied fair
    value of goodwill and comparing that amount to the book value of the
    reporting unit's goodwill. Any excess of the book value of goodwill over
    the implied fair value of goodwill is the impairment amount.

    Asset retirement obligations
    The company recognizes an asset retirement obligation liability for
    abandoning petroleum, natural gas and bitumen wells, related facilities,
    compressors and gas plants, removal of equipment from leased acreage and
    returning such land to its original condition by estimating and recording
    the fair value of each asset retirement obligation arising in the period
    a well or related asset is drilled, constructed or acquired. This fair
    value is estimated using the present value of the estimated future cash
    outflows to abandon the asset at the company's credit adjusted risk-free
    interest rate and includes estimates for inflation. The obligation is
    reviewed regularly by management based upon current regulations, costs,
    technologies and industry standards. The discounted obligation is
    initially capitalized as part of the carrying amount of the related
    petroleum, natural gas or bitumen property and a corresponding liability
    is recognized. The liability is accreted against income until it is
    settled or the property is sold and is included as a component of
    depletion and depreciation expense. The amount of the capitalized
    retirement obligation is depleted and depreciated on the same basis as
    the other capitalized petroleum or natural gas property costs. Actual
    restoration expenditures are charged to the accumulated obligation as
    incurred and costs for properties disposed are removed.

    Employee future benefits
    The costs of the defined benefit pension plan are actuarially determined
    using the projected benefit method prorated on service and management's
    best estimate of expected plan investment performance, salary escalation,
    retirement ages of employees and expected health care costs. For the
    purpose of calculating the expected return on plan assets, those assets
    are valued at a market-related value. The cost of the company's portion
    of the defined contribution plan is expensed as incurred.

    Convertible Debentures
    The Convertible Debentures have been classified as long term debt and
    equity at their fair value at the date of issue. The fair value of the
    liability component has been determined based on the company's
    incremental borrowing rate for debt with similar terms. The amount of the
    equity component has been determined as a residual after deducting the
    amount of the liability component from the face value of the debentures.

    Share award plan for non-employee directors
    Obligations for payments in cash or common shares under the company's
    share award plan for non-employee directors are accrued as stock-based
    compensation expense and liabilities over the vesting period.
    Fluctuations in the price of the company's common shares change the
    accrued compensation expense and are recognized over the remaining
    vesting period.

    Flow-through shares
    The resource expenditure deductions for income tax purposes related to
    exploratory and development activities funded by flow-through share
    arrangements are renounced to investors in accordance with tax
    legislation. Accordingly, share capital is reduced and the future income
    tax liability is increased by the tax benefits related to the
    expenditures at the time they are renounced.

    Foreign currency translation
    The company has assessed the operations of MRCI to be self-sustaining.
    Assets and liabilities of self-sustaining foreign operations are
    translated into Canadian dollars at the rate of exchange in effect at the
    balance sheet date and revenues and expenses are translated at the
    average monthly rates of exchange during the periods. Gains or losses on
    translation of self-sustaining foreign operations are included in
    accumulated other comprehensive income (loss) in shareholders' equity.
    Transaction-based foreign exchange gains and losses are included in
    earnings.

    Financial instruments
    Financial instruments include cash and cash equivalents, restricted cash,
    accounts receivable, amounts due from Petrolifera, the Revolving Credit
    Facilities, accounts payable, the Convertible Debentures, the Second Lien
    Senior Notes and the cross-currency and interest rate swaps. All carrying
    values of financial instruments approximate fair value with the exception
    of the Convertible Debentures and Second Lien Senior Notes, which are
    initially recognized at fair value and are subsequently accounted for
    under the amortized cost method. Accretion of the discount on the
    Convertible Debentures and Second Lien Senior Notes is a finance cost.

    The company has classified all of its financial instruments, with the
    exception of the Second Lien Senior Notes, the Convertible Debentures and
    the Revolving Credit Facilities, as Held for Trading, which requires
    measurement on the balance sheet at fair value with any changes in fair
    value recorded in earnings. This classification has been chosen due to
    the nature of the company's financial instruments, which, except for the
    Second Lien Senior Notes, the Convertible Debentures and Revolving Credit
    Facilities are of a short-term nature such that there are no material
    differences between the carrying values and the fair values. Transaction
    costs related to financial instruments classified as Held for Trading are
    recorded in earnings. Transaction costs relating to the Convertible
    Debentures and Second Lien Senior Notes are amortized against earnings
    over the term of the instrument using the effective interest rate method.

    Any amounts that would be drawn on the Revolving Credit Facilities would
    be classified as "other financial liabilities" on the consolidated
    balance sheet because the fair value of such liability would closely
    approximate its carrying value due to the revolving nature of such debt.
    Transaction costs related to the Revolving Credit Facilities were being
    amortized over their term.

    Joint venture operations
    A part of the company's activities is conducted with others, and these
    consolidated financial statements reflect only the company's
    proportionate interest in such activities.

    Revenue recognition
    Petroleum, natural gas and refined product sales are recognized as
    revenue at the time the respective commodities are delivered to
    purchasers.

    Unrealized gains and losses from the company's natural gas and crude oil
    commodity price risk management activities are recorded as revenue based
    on mark-to-market calculations.

    Prior to attaining commercial operations status, revenues on bitumen
    sales from the company's oil sands projects are credited to those project
    costs. Upon attaining commercial operations, oil sands revenues are
    recognized as bitumen is delivered to purchasers.

    Natural gas, bitumen, diluent and other products and services may be
    purchased and sold between the company's subsidiaries. On consolidation,
    these intercompany amounts are eliminated.

    Stock-based compensation
    The fair value of each stock option granted is estimated on the date of
    grant using the Black-Scholes option pricing model. The amount is
    expensed or capitalized and credited to contributed surplus over the
    vesting period. Upon exercise of the options, the exercise proceeds
    together with amounts credited to contributed surplus, are credited to
    share capital.

    Segment reporting
    The company has changed its segmentation in 2008 to better reflect the
    organization of its business by combining the former Canadian
    administrative segment with the Canadian oil and gas segment. In Canada,
    the company is in the business of exploring for and producing crude oil,
    natural gas and bitumen. In the U.S., the company is in the business of
    refining and marketing petroleum products. Comparative figures have been
    reclassified.

    The above have been defined as the operating segments of the company
    because they (a) produce products which are sufficiently differentiated
    from each other so as to be separately identifiable; (b) are those for
    which operating results are regularly reviewed by the company's chief
    operating decision maker to make decisions about resources to be
    allocated to each segment and to assess its performance; and (c) are
    those for which discrete financial information is available.

    Segment accounting policies are the same as those described in this
    summary of significant accounting policies. Transfers of assets between
    segments are recorded at carrying value.

    Measurement uncertainty
    The timely preparation of the consolidated financial statements in
    conformity with Canadian GAAP requires that management make estimates and
    assumptions and use judgment regarding the reported amounts of assets and
    liabilities at the date of the consolidated financial statements and the
    reported amounts of revenues and expenses during the period. Such
    estimates primarily relate to unsettled transactions and events as of the
    date of the consolidated financial statements. Accordingly, actual
    results may differ from estimated amounts as future confirming events
    occur. Income taxes are subject to re-assessment by tax authorities.
    Estimates of the stage of completion of capital projects at the financial
    statement date affect the calculation of additions to property and
    equipment and the related accrued liability.

    Amounts recorded for depreciation, depletion and accretion, asset
    retirement costs and obligations, amounts used for ceiling test and
    impairment calculations and amounts used in the determination of future
    taxes are based on estimates of petroleum, natural gas and bitumen
    reserves and future costs required to develop those reserves. By their
    nature, these estimates of reserves, including the estimates of future
    prices and costs and the related future cash flows are subject to
    measurement uncertainty.

    Amounts recorded for stock-based compensation expense are based on the
    historical volatility of the company's share price, which may not be
    indicative of future volatility. Accordingly, those amounts are subject
    to measurement uncertainty.

    Credit risk
    The company generally extends unsecured credit to customers and
    therefore, the collection of accounts receivable may be affected by
    changes in economics or other conditions. Management believes this risk
    is mitigated by the size and reputation of the companies to which credit
    has been extended. The company has not historically experienced any
    material credit loss in the collection of accounts receivable.

    Commodity and financial risk management
    The company periodically enters into contracts to fix the price of a
    portion of its petroleum and natural gas sales to reduce the exposure to
    commodity price fluctuations. Occasionally these contracts are
    denominated in Canadian dollars to mitigate foreign exchange risks.

    To help mitigate some of the foreign currency and interest rate risk
    associated with its US-denominated Senior Notes, the company from time to
    time enters into cross-currency and interest rate swaps.

    Unless any of these transactions are designated as "hedges" for
    accounting purposes, they would be marked to market for financial
    statement reporting purposes.

    Per share amounts
    Basic per share amounts are calculated using the weighted average number
    of common shares outstanding for the year. The company follows the
    treasury stock method to calculate diluted per share amounts. The
    treasury stock method assumes that any proceeds from the exercise of in-
    the-money stock options and other dilutive instruments plus the amount of
    stock-based compensation not yet recognized would be used to purchase
    common shares at the average market price during the period.

    3.  New Accounting Standards

    As of January 1, 2008, the company adopted two new CICA Handbook
    requirements, section 3862, "Financial Instruments - Disclosures" and
    section 3863, "Financial Instruments - Presentation," which replaced
    section 3861. The new standards require disclosure of the significance of
    financial instruments to an entity's financial statements, the risks
    associated with the financial instruments and how those risks are
    managed.

    As of January 1, 2008, the company adopted CICA Handbook section 1535,
    "Capital Disclosures" which requires entities to disclose their
    objectives, policies and processes for managing capital and, in addition,
    whether the entity has complied with any externally imposed capital
    requirements.

    In February 2008, the CICA issued Section 3064, "Goodwill and Intangible
    Assets," replacing Section 3062, "Goodwill and Other Intangible Assets"
    and Section 3450, "Research and Development Costs." Various changes have
    been made to other sections of the CICA Handbook for consistency
    purposes. The new Sections will be applicable to financial statements
    relating to fiscal years beginning on or after October 1, 2008.
    Accordingly, the company will adopt the new standards for its fiscal year
    beginning January 1, 2009. Section 3064 establishes standards for the
    recognition, measurement, presentation and disclosure of goodwill
    subsequent to its initial recognition and of intangible assets by profit-
    oriented enterprises. Standards concerning goodwill are unchanged from
    the standards included in the previous Section 3062 and, therefore, are
    not anticipated to have a significant impact on the company's financial
    statements.

    Over the next two years the CICA will adopt its new strategic plan for
    the direction of accounting standards in Canada, which was ratified in
    January 2006. As part of the plan, Canadian GAAP for public companies
    will converge with International Financial Reporting Standards ("IFRS")
    with an effective date of January 1, 2011. The company continues to
    monitor and assess the impact of the convergence of Canadian GAAP with
    IFRS.

    4.  Financial Instruments And Capital Risk Management

    Financial Instruments
    The financial instruments standard (CICA Section 3855) establishes the
    recognition and measurement criteria for financial assets, financial
    liabilities and derivatives. All financial instruments are required to be
    measured at fair value on initial recognition of the instrument, except
    for certain related party transactions. Measurement in subsequent periods
    depends on whether the financial instrument has been classified as "held-
    for-trading," "available-for-sale," "held-to-maturity," "loans and
    receivables," or "other financial liabilities" as defined by the
    accounting standard.

    Financial assets and financial liabilities "held-for-trading" are
    measured at fair value with changes in those fair values recognized in
    net earnings. Financial assets "available-for-sale" are measured at fair
    value, with changes in those fair values recognized in OCI. Financial
    assets "held-to-maturity," "loans and receivables" and "other financial
    liabilities" are measured at amortized cost using the effective interest
    rate method of amortization.

    The company has classified all of its financial instruments, with the
    exception of the Second Lien Senior Notes, the Convertible Debentures and
    the Revolving Credit Facilities, as Held for Trading. This classification
    has been chosen due to the nature of the company's financial instruments,
    which, except for the Second Lien Senior Notes, the Convertible
    Debentures and Revolving Credit Facilities, are of a short-term nature
    such that there are no material differences between the carrying values
    and the fair values.

    The Second Lien Senior Notes and the Convertible Debentures have been
    classified as "other financial liabilities" and are accounted for on the
    amortized cost method, with transaction costs being amortized over the
    life of the instrument using the effective interest rate method.

    Any amounts drawn on the Revolving Credit Facilities would have been
    classified as "other financial liabilities" on the consolidated balance
    sheet. The fair value of any such liability would have closely
    approximated carrying value due to its revolving nature. Transaction
    costs related to the Revolving Credit Facilities were being amortized
    over their term.

    Capital Risk Management
    The company is exposed to financial risks on a range of financial
    instruments including its cash, accounts receivable and payable, amounts
    due from Petrolifera, its Revolving Credit Facilities, the Convertible
    Debentures and the Second Lien Senior Notes.

    The company is also exposed to risks in the way it finances its capital
    requirements. The company manages these financial and capital structure
    risks by operating in a manner that minimizes its exposures to volatility
    of the company's financial performance. These risks affecting the company
    are discussed below.

    (a) Credit risk
    Credit risk is the risk that a contracting entity will not fulfill its
    obligations under a financial instrument and cause a financial loss to
    the company. To help manage this risk, the company has a policy for
    establishing credit limits, requiring collateral before extending credit
    to customers where appropriate and monitoring outstanding accounts
    receivable. The company's financial assets subject to credit risk arise
    from the sale of crude oil, bitumen, natural gas and refined products to
    a number of large integrated oil companies and product retailers and are
    subject to normal industry credit risks. The fair value of accounts
    receivable and accounts payable are represented by their carrying values
    due to the relatively short periods to maturity of these instruments. The
    maximum exposure to credit risk is represented by the carrying amount on
    the consolidated balance sheet. The company regularly assesses its
    financial assets for impairment losses. There are no material financial
    assets that the company considers past due or any allowances for
    uncollectible accounts.

    The majority of the company's upstream revenues are composed of bitumen
    sales. Substantially all of the company's sales were made to three
    customers in 2008.

    b) Market risk
    Market risk is the risk that the fair value or future cash flows of a
    financial instrument will fluctuate because of changes in market prices.
    The company is exposed to market risk as a result of potential changes in
    the market prices of its crude oil, bitumen, natural gas and refined
    product sales volumes.

    A portion of this risk is mitigated by Connacher's integrated business
    model. The cost of purchasing natural gas for use in its oil sands and
    refinery operations is offset by the company's monthly conventional
    natural gas sales; and the selling price of the company's dilbit sales
    largely equates to the purchase price of heavy crude oil required for
    processing at its refinery. Petroleum commodity futures contracts, price
    swaps and collars may be utilized to reduce exposure to price
    fluctuations associated with the sales of additional natural gas and
    crude oil sales volumes and for the sale of refined products.

    As part of the company's risk management strategy, a natural gas costless
    collar contract was put in place effective for the period April 1 to
    October 31, 2008. The collar had a floor price of US$7.50/mmbtu and a
    ceiling price of US$10.05/mmbtu on a notional volume of 5,000 mmbtu per
    day of natural gas sales. The intent of this natural gas pricing collar
    was not to speculate on future natural gas prices, but rather to protect
    the downside risk to the company's cash flow and the lending value of its
    assets on a portion of natural gas sales volumes notionally in excess of
    those required for consumption at Pod One. The risk in implementing the
    collar was that future natural gas prices could escalate beyond the
    ceiling price, limiting the company's natural gas revenue. In 2008,
    reported Upstream Revenues decreased by $831,000 as a result of carrying
    this contract (approximately $0.18 per mcf).

    In November 2008 Connacher entered into a foreign exchange collar which
    sets a floor of CAD $1.1925 per US $1.00 and a ceiling of CAD $1.3000 per
    US $1.00 on a notional amount of US $10,000,000 of production revenue per
    month throughout 2009. At December 31, 2008 the fair value of this
    contract was an asset of $1.8 million which is recorded in accounts
    receivable on the consolidated balance sheet. The corresponding gain is
    included in the net foreign exchange loss in the consolidated statement
    of operations. A $0.01 change on the USD/CAD exchange rate would result
    in a $700,000 change in the fair value of the collar.

    (c) Interest rate risk
    Interest rate risk refers to the risk that the fair value or future cash
    flows of a financial instrument will fluctuate because of changes in
    market interest rates. The company's Second Lien Senior Notes and
    Convertible Debentures have fixed interest rate obligations and,
    therefore, are not subject to changes in variable interest rates.

    (d) Currency risk
    Currency risk is the risk that the fair value or future cash flows of a
    financial instrument will fluctuate because of changes in foreign
    exchange rates.

    As Connacher incurs the majority of its expenditures in Canadian dollars,
    its exposure to fluctuations in the US/Canadian dollar exchange rate
    primarily relates to pricing of its sales of crude oil and bitumen (which
    are generally priced by reference to US dollars but settled in Canadian
    dollars) and on the translation of its US refining operating results and
    its US dollar denominated Second Lien Senior Notes to Canadian dollars
    for financial statement reporting purposes.

    In order to mitigate half of the foreign exchange exposure on the Second
    Lien Senior Notes, the company entered into cross currency and interest
    rate swaps to fix one half of the Second Lien Senior Notes' principal and
    interest payments in Canadian dollars. In the fourth quarter of 2008 the
    company monetized the cross-currency and interest rate swaps by unwinding
    them and realized net cash proceeds of $89.1 million, of which
    $97.6 million was recorded as a realized foreign exchange gain,
    $2.6 million was recorded as a finance charge and $5.9 million was
    capitalized to property and equipment.

    Relative to the company's U.S. dollar cash balances, crude oil and
    bitumen revenue receivables and Second Lien Senior Notes, a $0.01 change
    in the Canadian dollar exchange rate would have resulted in a
    $5.7 million change in net earnings for 2008.

    (e) Liquidity risk
    Liquidity risk is the risk that the company will not have sufficient
    funds to repay its debts and fulfill its financial obligations.



    To manage this risk, the company follows a conservative financing
    philosophy, pre-funds major development projects, monitors expenditures
    against pre-approved budgets to control costs, regularly monitors its
    operating cash flow, working capital and bank balances against its
    business plan, usually maintains accessible revolving banking lines of
    credit and maintains prudent insurance programs to minimize exposure to
    insurable losses.

    Additionally, the long term nature of the company's debt repayment
    obligations is aligned to the long term nature of its assets. The
    Convertible Debentures do not mature until June 30, 2012, unless
    converted to common shares earlier, and principal repayments are not
    required on the Second Lien Senior Notes until their maturity date of
    December 15, 2015. This affords Connacher the opportunity to deploy its
    conventional, oil sands, and refinery cash flow to fund the development
    of further expansion projects over the next several years without having
    to make principal payments or raise new capital unless expenditures
    exceed cash flow and credit capacity.

    The company was in compliance with all of its financial covenants at
    December 31, 2008.

    The change in carrying value of long-term debt at December 31, 2008
    ($779 million) from December 31, 2007 ($664 million) is primarily due to
    the change in the Canadian: US exchange rate in converting the US dollar-
    denominated Second Lien Senior Notes to Canadian dollars and accretion of
    the debt discount of approximately $5.5 million.

    At December 31, 2008 the fair values of the Convertible Debentures and
    Second Lien Senior Notes were approximately $45 million and $287 million,
    respectively, based on their quoted market prices.

    The company's term debt is repayable as follows:

    -   Convertible Debentures - June 30, 2012 in the amount of $100 million
        unless converted into common shares prior thereto; and

    -   Second Lien Senior Notes - December 15, 2015 in the amount of
        US $592 million.

    Connacher's investment in Petrolifera also provides liquidity. Trading on
    the TSX, Connacher's 13.1 million shares held in Petrolifera may be sold
    as they have not been collateralized. Although it is not Connacher's
    intention to sell these shares in the foreseeable future, the
    shareholding provides Connacher an additional margin of financial safety.

    (f) Capital risks

    Connacher's objectives in managing its cash, debt and equity, its capital
    structure and its future capital requirements are to safeguard its
    ability to meet its financial obligations, to maintain a flexible capital
    structure that allows multiple financing options when a financing need
    arises and to optimize its use of short-term and long-term debt and
    equity at an appropriate level of risk.

    The company manages its capital structure and follows a financial
    strategy that considers economic and industry conditions, the risk
    characteristics of its underlying assets and its growth opportunities. It
    strives to continuously improve its credit rating and reduce its cost of
    capital. Connacher monitors its capital using a number of financial
    ratios and industry metrics to ensure its objectives are being met and to
    ensure continued compliance with its debt covenants.

    Connacher's current capital structure and certain financial ratios are
    noted below.

    -------------------------------------------------------------------------
                                                          As at        As at
                                                    December 31, December 31,
    ($000)                                                 2008         2007
    -------------------------------------------------------------------------
    Long term debt(1)                                  $778,732     $664,462
    -------------------------------------------------------------------------
    Shareholders' equity
    -------------------------------------------------------------------------
    Share capital, contributed surplus and
     equity component                                   437,899      444,086
    -------------------------------------------------------------------------
    Accumulated other comprehensive income (loss)         7,802      (13,636)
    -------------------------------------------------------------------------
    Retained earnings                                    23,386       49,989
    -------------------------------------------------------------------------
    Total                                            $1,247,819   $1,144,901
    -------------------------------------------------------------------------
    Debt to book capitalization(2)                          62%          58%
    -------------------------------------------------------------------------
    Debt to market capitalization(3)                        81%          44%
    -------------------------------------------------------------------------
    (1) Long-term debt is stated at its carrying value, which is net of
        transaction costs and the Convertible Debentures' equity component
        value.
    (2) Calculated as long-term debt divided by the book value of
        shareholders' equity plus long-term debt.
    (3) Calculated as long-term debt divided by the period end market value
        of shareholders' equity plus long-term debt.


    Connacher currently has a high ratio of debt to capitalization and its
    debt service costs are high relative to cash flow. This is due to pre-
    funding of the full cost of Algar, the company's second oil sands
    project, in 2007, by issuing US$600 million of Second Lien Senior Notes,
    a portion of which was used to repay indebtedness previously incurred for
    Pod One. As at December 31, 2008, the company's net debt (long-term debt,
    net of cash on hand) was $555 million, its net debt to book
    capitalization was 44 percent and its net debt to market capitalization
    was 57 percent.

    5.  Inventories

    Inventories at December 31 consist of the following:

    -------------------------------------------------------------------------
    ($000)                                                 2008         2007
    -------------------------------------------------------------------------
    Crude oil                                            $3,433       $2,258
    -------------------------------------------------------------------------
    Other raw materials and unfinished products(1)        1,762        1,501
    -------------------------------------------------------------------------
    Refined products(2)                                  18,901       11,183
    -------------------------------------------------------------------------
    Process chemicals(3)                                  8,110        1,036
    -------------------------------------------------------------------------
    Repairs and maintenance supplies and other(4)         3,787        2,401
    -------------------------------------------------------------------------
                                                        $35,993      $18,379
    -------------------------------------------------------------------------
    (1) Other raw materials and unfinished products include feedstocks and
        blendstocks, other than crude oil. The inventory carrying value
        includes the costs of the raw materials and transportation.
    (2) Refined products include gasoline, jet fuels, diesels, asphalts,
        liquid petroleum gases and residual fuels. The inventory carrying
        value includes the cost of raw materials including transportation and
        direct production costs.
    (3) Process chemicals include catalysts, additives and other chemicals.
        The inventory carrying value includes the cost of the purchased
        chemicals and related freight.
    (4) Repair and maintenance supplies for refining and oil sands
        operations.


    The amount of inventory recognized in downstream-crude oil purchases
    during 2008 was $349.8 million (2007 - $237.1 million).

    As a consequence of decreased crude oil and asphalt prices during the
    fourth quarter of 2008, the company wrote down its purchased crude oil,
    asphalt and other refined products in inventories in the amount of $9
    million at December 31, 2008 (2007 - $562,000), which is included in
    downstream-crude oil purchases and operating costs.

    6.  Investment In Petrolifera Petroleum Limited ("Petrolifera")

    Changes to the investment in Petrolifera are as follows:

    -------------------------------------------------------------------------
    ($000)
    -------------------------------------------------------------------------
    Investment in Petrolifera, December 31, 2006                     $21,597
    -------------------------------------------------------------------------
    Equity in Petrolifera's 2007 earnings                              6,953
    -------------------------------------------------------------------------
    Exercise of warrants - purchase of additional common shares        5,143
    -------------------------------------------------------------------------
    Dilution gain resulting from issuance of Petrolifera
     shares in 2007                                                    1,917
    -------------------------------------------------------------------------
    Investment in Petrolifera, December 31, 2007                      35,610
    -------------------------------------------------------------------------
    Equity in Petrolifera's 2008 earnings                              3,085
    -------------------------------------------------------------------------
    Dilution gain resulting from issuance of Petrolifera
     shares in 2008                                                    7,964
    -------------------------------------------------------------------------
    Investment in Petrolifera, December 31, 2008                     $46,659
    -------------------------------------------------------------------------

    Dilution gains have been recognized whenever changes have occurred in the
    company's equity interest in Petrolifera, most notably relative to
    Petrolifera's $7 million private placement financing completed in March
    2005 when Connacher's equity interest holding was reduced from 61 percent
    to 40 percent, resulting in a dilution gain of $3 million. Although
    Connacher participated in Petrolifera's $21.3 million initial public
    offering in November 2005 by investing $6 million, Connacher's equity
    investment interest was reduced to 35 percent and a further dilution gain
    of $1.5 million was then recognized.

    In April 2007, the company exercised warrants to purchase 1.7 million
    additional common shares in Petrolifera for total consideration of
    $5.1 million. As a result, the company increased its equity interest.
    Because other Petrolifera shareholders similarly exercised their warrants
    to purchase additional common shares in Petrolifera on identical terms,
    the company's interest decreased to 26 percent, resulting in a dilution
    gain of $1.9 million.

    In June 2008, Petrolifera issued an additional 4.4 million common shares
    to raise $40 million. Connacher did not subscribe for any of these
    shares. Consequently, Connacher's equity interest in Petrolifera was
    reduced from 26 percent to 24 percent resulting in a dilution gain of
    $8 million, which was recognized by Connacher in the second quarter of
    2008.

    In consideration for the assistance provided to Petrolifera in securing
    two Peruvian licenses for exploratory lands and for the provision of
    financial guarantees respecting Petrolifera's annual work commitments in
    the two licensed blocks in 2005, Connacher was granted a five-year option
    to acquire 200,000 common shares at $0.50 per share and was granted a
    10 percent carried working interest ("CWI") through the drilling of the
    first well on each block. Petrolifera has the right of first purchase of
    this CWI should Connacher elect to sell it at some future date. The CWI
    is convertible at the holder's election into a two percent gross
    overriding royalty on each license after the drilling of the first well
    on each block.

    Under the terms of an Administrative Services Agreement dated January 1,
    2008 with Petrolifera, Connacher provides certain management and general
    and administrative services to Petrolifera. The fee for this service is
    $15,000 per month. Connacher is also guarantor for Petrolifera in Peru
    and operator of record on behalf of Petrolifera in Colombia for which
    Connacher is indemnified by Petrolifera. Petrolifera paid Connacher
    $180,000 in 2008 (2007 - $200,000) under the Administrative Services
    Agreement.

    7.  Property And Equipment

    -------------------------------------------------------------------------
                                                     Accumulated
                                                       Depletion,
                                                    Depreciation
                                                       and Amort-   Net Book
    ($000)                                      Cost     ization       Value
    -------------------------------------------------------------------------
    2008
    -------------------------------------------------------------------------
    Oil sands, crude oil and natural
     gas properties and equipment         $1,004,891    $112,013    $892,878
    -------------------------------------------------------------------------
    Refining assets                           99,823      13,620      86,203
    -------------------------------------------------------------------------
    Furniture, equipment and leaseholds        9,999       4,026       5,973
    -------------------------------------------------------------------------
                                          $1,114,713    $129,659    $985,054
    -------------------------------------------------------------------------
    2007
    -------------------------------------------------------------------------
    Oil sands, crude oil and natural
     gas properties and equipment           $678,176     $67,499    $610,677
    -------------------------------------------------------------------------
    Refining assets                           59,192       5,182      54,010
    -------------------------------------------------------------------------
    Furniture, equipment and leaseholds        9,219       2,484       6,735
    -------------------------------------------------------------------------
                                            $746,587     $75,165    $671,422
    -------------------------------------------------------------------------

    In 2008, the company capitalized $5.2 million (2007 - $3.4 million) of
    general and administrative expenses, stock-based compensation costs of
    $1.5 million (2007 - $2.2 million), and $47.1 million (2007 -
    $24.6 million) of interest and financing costs related to oil sands and
    conventional petroleum and natural gas activities.

    Depletion, depreciation and accretion expense includes a charge of
    $1.7 million (2007 - $1.6 million) to accrete the company's estimated
    asset retirement obligations (Note 11).

    The ceiling test as at December 31, 2008 excludes $14.2 million (2007 -
    $14.7 million) of undeveloped land and $297 million (2007 - $413 million)
    of major development project costs, principally related to oil sands
    assets in the pre-production stage, which have been separately evaluated
    by management for impairment. Based on the ceiling test and other
    assessments, no impairment has been recorded at December 31, 2008.

    Connacher's oil sands, crude and natural gas reserves were evaluated by
    qualified independent evaluators as at December 31, 2008 in a report
    dated February 4, 2009. The evaluation was conducted in accordance with
    the Canadian Securities Administrators' National Instrument 51-101, using
    the following base price assumptions adjusted for the company's product
    quality and transportation differentials:

    -------------------------------------------------------------------------
                                       Bitumen
                                      Wellhead         WTI at        Alberta
                                       Current        Cushing           Spot
                                     ($CDN/bbl)      ($US/bbl)   ($CDN/mmbtu)
    -------------------------------------------------------------------------
    2009                                $23.10         $57.50          $7.34
    -------------------------------------------------------------------------
    2010                                 31.33          68.00           7.70
    -------------------------------------------------------------------------
    2011                                 42.25          74.00           8.10
    -------------------------------------------------------------------------
    2012                                 50.06          85.00           8.46
    -------------------------------------------------------------------------
    2013                                 54.66          92.01           8.70
    -------------------------------------------------------------------------
                                 Approximately  Approximately  Approximately
                                 2% thereafter  2% thereafter  2% thereafter
    -------------------------------------------------------------------------

    8.  Deferred Costs

    Deferred costs are composed of the following:

    -------------------------------------------------------------------------
                                                    December 31, December 31,
    ($000's)                                               2008         2007
    -------------------------------------------------------------------------
    Deferred capital costs related to refinery              $ -       $1,835
    -------------------------------------------------------------------------
    Deferred financing costs related to
     Revolving Credit Facilities                              -        3,752
    -------------------------------------------------------------------------
                                                            $ -       $5,587
    -------------------------------------------------------------------------

    The unamortized costs of the Revolving Credit Facility were expensed in
    2008. (See Note 10.)

    9.  Income Taxes

    The income tax recovery of $5.3 million in 2008 includes a current income
    tax recovery of $12.9 million, principally related to US refinery
    operations and a future income tax provision of $7.6 million reflecting
    the movement in tax pools during the year.

    The following table reconciles income taxes calculated at the Canadian
    statutory rate with recorded income taxes:

    -------------------------------------------------------------------------
    Years Ended December 31 ($000)                         2008         2007
    -------------------------------------------------------------------------
    Earnings (loss) before income taxes                $(31,914)     $53,966
    -------------------------------------------------------------------------
    Canadian statutory rate                               29.8%        32.7%
    -------------------------------------------------------------------------
    Expected income taxes (recovery)                     (9,510)      17,647
    -------------------------------------------------------------------------
      Impact of reduction in Canadian tax
       rates and other                                    1,846       (5,385)
    -------------------------------------------------------------------------
      Foreign taxes (recovery)                           (2,130)       2,488
    -------------------------------------------------------------------------
      Capital taxes                                       1,535        1,896
    -------------------------------------------------------------------------
      Non taxable portion of foreign exchange
       losses (gains)                                     3,233       (4,100)
    -------------------------------------------------------------------------
      Equity income and dilution gain                    (1,644)      (1,523)
    -------------------------------------------------------------------------
      Non deductible stock-based compensation costs       1,359        1,982
    -------------------------------------------------------------------------
    Provision (recovery) for income taxes               $(5,311)     $13,005
    -------------------------------------------------------------------------
    -------------------------------------------------------------------------

    The company had the following future tax assets (liabilities) relating to
    temporary differences.

    -------------------------------------------------------------------------
    As at December 31 ($000)                               2008         2007
    -------------------------------------------------------------------------
    Book value in excess of tax basis of
     property, plant and equipment                    $(101,008)    $(56,725)
    -------------------------------------------------------------------------
    Non-capital losses carried forward                   23,055       18,647
    -------------------------------------------------------------------------
    Foreign exchange loss (gain) on debt                 11,224         (532)
    -------------------------------------------------------------------------
    Partnership deferral                                      -       (6,360)
    -------------------------------------------------------------------------
    Investment in Petrolifera                            (4,153)      (2,850)
    -------------------------------------------------------------------------
    Deferred capital costs                                 (231)        (723)
    -------------------------------------------------------------------------
    Financing and share issue costs                       7,125        3,998
    -------------------------------------------------------------------------
    Asset retirement obligation                           6,620        6,164
    -------------------------------------------------------------------------
    Other                                                  (928)       1,563
    -------------------------------------------------------------------------
    Net future income tax liability                    $(58,296)    $(36,818)
    -------------------------------------------------------------------------
    -------------------------------------------------------------------------

    At December 31, 2008 the company had approximately $89 million of non-
    capital losses which expire over time to 2028, $551 million of deductible
    resource pools and $26 million of deductible financing costs. The future
    income tax benefit of these have been recognized at December 31, 2008.
    Additionally, the company had $167 million of capital losses available to
    reduce capital gains in future. These capital losses have no expiry and
    their future income tax benefit has not been recognized due to
    uncertainty of their realization at December 31, 2008.

    10. Indebtedness

    The company had the following long-term debt outstanding, as at
    December 31

    -------------------------------------------------------------------------
    ($000)                                                 2008         2007
    -------------------------------------------------------------------------
    Second Lien Senior Notes                           $694,086     $570,594
    -------------------------------------------------------------------------
    Cross-currency and interest rate swaps
     liability                                                -       12,735
    -------------------------------------------------------------------------
    Convertible Debentures                               84,646       81,133
    -------------------------------------------------------------------------
    Total                                               778,732      664,462
    -------------------------------------------------------------------------
    Less current portion of long-term debt                    -            -
    -------------------------------------------------------------------------
    Long-term portion                                  $778,732     $664,462
    -------------------------------------------------------------------------
    -------------------------------------------------------------------------

    Senior Notes

    On December 3, 2007 the company issued US $600 million of Senior Notes
    ("Senior Second Lien Secured Notes") at an issue price of 98.657 for net
    proceeds of US $575.4 million after fees and expenses. A portion of the
    proceeds was used to repay the US $180 million Oil Sands Term Loan then
    outstanding and to fund a one-year interest reserve account in the amount
    of US $63.6 million. The remainder of the proceeds are to be used to fund
    the construction of Algar, the company's second oil sands project. The
    Second Lien Senior Notes bear interest at a rate of 10.25% payable semi-
    annually on June 15 and December 15. No principal payments are due until
    the maturity date of December 15, 2015. The Second Lien Senior Notes are
    secured by a second lien covering substantially all of the
    company's assets with the exception of its investment in Petrolifera.

    The company may redeem some or all of the Second Lien Senior Notes at
    their principal amount plus a make whole premium if such redemption
    occurs prior to December 15, 2011. After December 15, 2011, the Second
    Lien Senior Notes may be redeemed at redemption prices ranging from
    105.125 percent reducing to 100 percent on December 15, 2013 and
    thereafter.

    The company may redeem up to 35% of the of the Second Lien Senior Notes
    prior to December 15, 2010 at a redemption price of 110.25 percent of the
    principal amount plus accrued interest with the proceeds of certain
    equity offerings provided that at least 65% of the aggregate principal
    amount of the Second Lien Senior Notes remains outstanding on existing
    terms. Upon a change of control of the company, the holders of the Second
    Lien Senior Notes may require Connacher to purchase the Second Lien
    Senior Notes at redemption prices noted above, with a minimum price of
    101 percent of the principal amount to be repurchased.

    In the fourth quarter of 2008, the company repurchased US $8 million face
    value of Second Lien Senior Notes in the market at a discount, cancelled
    the notes, and realized a gain of $2.8 million.

    A portion of the interest on the Second Lien Senior Notes attributed to
    the company's first oil sands project ("Pod One"), has been expensed
    since the commencement of its commercial operations (March 1, 2008).
    Interest on the portion of the loan which is used to fund the
    construction of Algar is being capitalized.

    At December 31, 2008, the fair value of the Second Lien Senior Notes was
    approximately $287 million. This amount was determined by reference to
    the quoted market price for the company's Second Lien Senior Notes.

    Cross-Currency and Interest Rate Swaps

    To partially mitigate the foreign exchange risk associated with its
    Second Lien Senior Notes in 2007, the company entered into cross currency
    and interest rate swaps to fix a portion of the Second Lien Senior Notes'
    US dollar denominated principal and interest payments in Canadian
    dollars. At December 31, 2007, the fair value of these swaps was a
    liability of $12.7 million, which was included with long-term debt in the
    consolidated balance sheet. An unrealized foreign exchange loss of
    $9.6 million related to the cross currency swap was recorded in income in
    2007 and $3.1 million related to the interest rate swap was capitalized
    to property and equipment. The unrealized 2007 foreign exchange loss was
    offset by a $9.7 million unrealized gain on translating the Second Lien
    Senior Notes and the interest rate swap at December 31, 2007.

    In the fourth quarter of 2008 the company monetized the cross-currency
    and interest rate swaps by unwinding them and realized cash proceeds of
    $89.1 million, of which $97.6 million was recorded as a realized foreign
    exchange gain, $2.6 million was recorded as a finance charge and
    $5.9 million was capitalized to property and equipment.

    Convertible Debentures

    On May 25, 2007 Connacher issued senior unsecured subordinated
    Convertible Debentures with a face value of $100,050,000. The Convertible
    Debentures mature June 30, 2012 unless converted prior to that date and
    bear interest at an annual rate of 4.75 percent payable semiannually on
    June 30 and December 31. The Convertible Debentures are convertible at
    any time into common shares at the option of the holder at a conversion
    price of $5.00 per share.

    The Convertible Debentures are redeemable or after June 30, 2010 by the
    company, in whole or in part at a redemption price equal to 100 percent
    of the principal amount of the Convertible Debentures to be redeemed plus
    accrued and unpaid interest provided that the market price of the
    company's common shares is at least 120 percent of the conversion price
    of the Convertible Debentures.

    The conversion feature of the Convertible Debentures has been accounted
    for as a separate component of equity in the amount of $16,823,000. The
    remainder of the net proceeds of the Convertible Debentures of
    $79,187,000 was recorded as long-term debt, which will be accreted up to
    the face value of $100,050,000 over the five-year term of the Convertible
    Debentures. Accretion and interest paid are recorded as finance charges
    on the consolidated statement of operations. If the Convertible
    Debentures are converted to common shares, the value of the conversion
    feature will be reclassified to share capital along with the principal
    amounts converted.

    At December 31, 2008, the fair value of the Convertible Debentures was
    $45 million (December 31, 2007 - $96.5 million). This amount was
    determined by reference to the quoted market price for the Convertible
    Debenture.

    Revolving Credit Facilities

    At December 31, 2008 the company had available revolving lines of credit
    in the amounts of CAD $150 million and US $50 million. No amounts were
    drawn under the revolving credit facilities at December 31, 2008 other
    than as security for letters of credit in the amount of $6 million.
    Subsequent to December 31, 2008, the company terminated the Revolving
    Credit Facilities. The unamortized costs of establishing this facility
    ($3.75 million) were expensed in 2008.

    Principal repayments due

    Principal repayments for all the aforementioned loans are due as follows:

    -------------------------------------------------------------------------
    ($000)                                                 2008         2007
    -------------------------------------------------------------------------
    2009                                                     $-           $-
    -------------------------------------------------------------------------
    2010                                                      -            -
    -------------------------------------------------------------------------
    2011                                                      -            -
    -------------------------------------------------------------------------
    2012                                                100,050      100,050
    -------------------------------------------------------------------------
    2013                                                      -            -
    -------------------------------------------------------------------------
    Thereafter                                          721,056      612,735
    -------------------------------------------------------------------------
                                                       $821,106     $712,785
    -------------------------------------------------------------------------
    -------------------------------------------------------------------------

    11. Asset Retirement Obligations

    The following table reconciles the beginning and ending aggregate
    carrying amount of the obligation associated with the company's
    retirement of its upstream crude oil, natural gas and oil sands
    properties and facilities.

    -------------------------------------------------------------------------
    Year ended December 31 ($000)                          2008         2007
    -------------------------------------------------------------------------

    -------------------------------------------------------------------------
    Asset retirement obligations, beginning of year     $24,365       $7,322
    -------------------------------------------------------------------------
    Liabilities incurred                                  1,496        8,277
    -------------------------------------------------------------------------
    Liabilities settled                                    (209)        (311)
    -------------------------------------------------------------------------
    Change in estimated future cash flows                  (960)       7,503
    -------------------------------------------------------------------------
    Accretion expense                                     1,704        1,574
    -------------------------------------------------------------------------

    -------------------------------------------------------------------------
    Asset retirement obligations, end of year           $26,396      $24,365
    -------------------------------------------------------------------------

    At December 31, 2008 the estimated total undiscounted amount required to
    settle the asset retirement obligations was $47.3 million (2007 -
    $44.4 million). These obligations are expected to be settled over the
    useful lives of the underlying assets, which currently extend up to
    20 years into the future. This amount has been discounted using a credit-
    adjusted risk-free rate of interest and after provision for inflation.

    The company has not recorded an asset retirement obligation for the
    Montana refinery as it is currently the company's intent to maintain and
    upgrade the refinery so that it will be operational for the foreseeable
    future. Consequently, it is not possible at the present time to estimate
    a date or range of dates for settlement of any asset retirement
    obligation related to the refinery.

    12. Employee Future Benefits

    The company maintains the following retirement/savings plans for its
    employees: a defined benefit pension plan and a defined contribution
    savings plan for its US-based employees and a defined contribution
    savings plan for its Canadian employees.

    (a) The defined benefit pension plan

    The company's US subsidiary, MRCI, maintains a non-contributory defined
    benefit retirement plan (the "Defined Benefit Plan") covering MRCI's
    employees. MRCI's policy is to make regular contributions in accordance
    with the funding requirements of the United States Employee Retirement
    Income Security Act of 1974 as determined by regular actuarial
    valuations. The company's pension obligation is based on the employees'
    years of service and compensation, effective from, and after, March 31,
    2006, the date that Connacher acquired the refining assets and hired the
    refinery personnel. In 2007, MRCI fully funded the Defined Benefit Plan's
    cost for 2006 and 2007.

    MRCI is responsible for administering the Defined Benefit Plan and has
    retained the services of an independent and professional investment
    manager, as fund manager, for the related investment portfolio. Among the
    factors considered in developing the investment policy are the Defined
    Benefit Plan's primary investment goal, rate of return objective,
    investment risk, investment time horizon, role of asset classes and asset
    allocation.

    Details of this Defined Benefit Plan for the years ended December 31,
    2007 and 2008 are based on actuarial valuations prepared as at those
    dates.

    -------------------------------------------------------------------------
    For the years ended December 31 ($000)                 2008         2007
    -------------------------------------------------------------------------
    Total expense for the Plan                             $730         $447
    -------------------------------------------------------------------------

    Defined Benefit Plan Obligation
    -------------------------------------------------------------------------
    Accrued Defined Benefit Plan Obligation,
     Beginning of the Year                                 $617         $388
    -------------------------------------------------------------------------
      Current service cost                                  723          470
    -------------------------------------------------------------------------
      Interest cost                                          62           21
    -------------------------------------------------------------------------
      Actuarial (gain) loss                                 (52)        (140)
    -------------------------------------------------------------------------
      Benefits paid                                         (63)         (24)
    -------------------------------------------------------------------------
      Foreign exchange (gain) loss                          183          (98)
    -------------------------------------------------------------------------
    Accrued Defined Benefit Plan Obligation,
     End of Year                                         $1,470         $617
    -------------------------------------------------------------------------

    Defined Benefit Plan Assets
    -------------------------------------------------------------------------
    Fair Value of Defined Benefit Plan Assets,
     Beginning of Year                                     $757          $ -
    -------------------------------------------------------------------------
      Actual return on plan assets                         (192)          43
    -------------------------------------------------------------------------
      Employer contributions                                  -          781
    -------------------------------------------------------------------------
      Benefits paid                                         (63)         (24)
    -------------------------------------------------------------------------
      Foreign exchange gain (loss)                          138          (43)
    -------------------------------------------------------------------------
    Fair Value of Defined Benefit Plan Assets,
     End of Year                                           $640         $757
    -------------------------------------------------------------------------

    Accrued Benefit Asset (Liability)
    -------------------------------------------------------------------------
    Funded Status - Defined Benefit Plan Assets
     greater (less) than Defined Benefit
     Plan Obligation                                      $(830)        $140
    -------------------------------------------------------------------------
      Unamortized net actuarial (gain) loss                  38         (140)
    -------------------------------------------------------------------------
    Accrued Defined Benefit Plan Asset (Liability)        $(792)         $ -
    -------------------------------------------------------------------------

    The weighted average assumptions used to determine benefit obligations
    and periodic expense are as follows:

    -------------------------------------------------------------------------
    Discount Rate                                         5.75%        5.75%
    -------------------------------------------------------------------------
    Expected Long-Term Rate of Return on Plan Assets:      7.0%         7.0%
    -------------------------------------------------------------------------
    Rate of compensation increase                          3.0%         3.0%
    -------------------------------------------------------------------------

    The periodic expense for benefits is as follows:

    -------------------------------------------------------------------------
    Current Service Cost                                   $723         $470
    -------------------------------------------------------------------------
    Interest Cost                                            62           21
    -------------------------------------------------------------------------
    Actual Return on Defined Benefit Plan Assets            192          (43)
    -------------------------------------------------------------------------
    Difference between actual and expected return
     on plan assets                                        (247)          (1)
    -------------------------------------------------------------------------
    Net Defined Benefit Plan Expense                       $730         $447
    -------------------------------------------------------------------------

    The average remaining service period of the active employees covered by
    the Defined Benefit Plan is 14.54 years.

    The Company's pension plan asset allocation is as follows:

    -------------------------------------------------------------------------
    Asset Category                                          % of Plan Assets
                                                              at December 31
    -------------------------------------------------------------------------
                                                           2008         2007
    -------------------------------------------------------------------------
    Equity securities                                       59%          57%
    -------------------------------------------------------------------------
    Debt securities                                         37%          39%
    -------------------------------------------------------------------------
    Cash and cash equivalents                                4%           4%
    -------------------------------------------------------------------------
    Total                                                  100%         100%
    -------------------------------------------------------------------------

    The expected rate of return on plan assets is based on historical and
    projected rates of return for each asset class in the plan investment
    portfolio. The objective of asset allocation policy is to manage the
    funded status of the plan at an appropriate level of risk, giving
    consideration to the security of the assets and the potential volatility
    of market returns and the resulting effect on both contribution
    requirements and pension expense. The long-term return is expected to
    achieve or exceed the return from a composite benchmark comprised of
    passive investments in appropriate market indices.

    The asset allocation structure is subject to diversification requirements
    and constraints which reduce risk by limiting exposure to individual
    equity investment, credit rating categories and foreign currency
    exposure.

    (b) The MRCI defined contribution savings plan for United States
        employees

    MRCI also maintains defined contribution (US tax code "401(k)"), savings
    plans that cover all of its employees. MRCI's contributions are based on
    employees' compensation and partially match employee contributions. In
    2008, MRCI contributed $343,000 (2007 - $345,000) to this plan, to
    satisfy, in full, its obligation under this plan.

    (c) The defined contribution savings plan for Canadian employees

    The company also maintains defined contribution savings plans for its
    Canadian employees, whereby the company matches employee contributions to
    a maximum of eight percent of each employee's salary. In 2008, the
    company contributed $739,000 (2007 - $474,000) to this plan, to satisfy,
    in full, its obligation under this plan.

    13. Share Capital, Contributed Surplus And Equity Component

    Authorized

    The authorized share capital comprises the following:

    Unlimited number of common voting shares
    Unlimited number of first preferred shares
    Unlimited number of second preferred shares

    Issued

    Only common shares have been issued by the company.

    -------------------------------------------------------------------------
                                                      Number of       Amount
                                                         shares        ($000)
    -------------------------------------------------------------------------
    Balance, Share Capital, December 31, 2006       197,894,015     $363,082
    -------------------------------------------------------------------------
      Issued for cash in public offering (a)         10,450,000       52,250
    -------------------------------------------------------------------------
      Issued upon exercise of options (b)             1,518,267        1,466
    -------------------------------------------------------------------------
      Shares issued to directors as
       compensation (c)                                 108,975          392
    -------------------------------------------------------------------------
      Assigned value of options exercised                                518
    -------------------------------------------------------------------------
      Tax effect of expenditures renounced
       pursuant to the issuance of
       flow-through common shares                                     (9,000)
    -------------------------------------------------------------------------
      Share issue costs, net of income taxes                          (1,827)
    -------------------------------------------------------------------------
    Balance, Share Capital, December 31, 2007       209,971,257     $406,881
    -------------------------------------------------------------------------
      Issued upon exercise of options (b)             1,101,583          893
    -------------------------------------------------------------------------
      Shares issued to directors as
       compensation (c)                                 108,975          381
    -------------------------------------------------------------------------
      Assigned value of options exercised                                250
    -------------------------------------------------------------------------
      Tax effect of expenditures renounced
       pursuant to the issuance of
       flow-through common shares in 2007 (a)                        (13,250)
    -------------------------------------------------------------------------
      Share issue costs, net of income taxes                            (132)
    -------------------------------------------------------------------------
    Balance, Share Capital, December 31, 2008       211,181,815     $395,023
    -------------------------------------------------------------------------
    Contributed Surplus:
    -------------------------------------------------------------------------
    Balance, Contributed Surplus,
     December 31, 2006                                               $13,418
    -------------------------------------------------------------------------
      Stock - based compensation for share
       options expensed in 2007 (b)                                    7,482
    -------------------------------------------------------------------------
      Assigned value of options
       exercised in 2007                                                (518)
    -------------------------------------------------------------------------
    Balance, Contributed Surplus,
     December 31, 2007                                               $20,382
    -------------------------------------------------------------------------
      Stock - based compensation for share
       options expensed in 2008 (b)                                    5,921
    -------------------------------------------------------------------------
      Assigned value of options
       exercised in 2008                                                (250)
    -------------------------------------------------------------------------
    Balance, Contributed Surplus,
     December 31, 2008                                               $26,053
    -------------------------------------------------------------------------
    Equity component of Convertible Debentures,
     December 31, 2007 and 2008                                      $16,823
    -------------------------------------------------------------------------

    -------------------------------------------------------------------------
    Total Share Capital, Contributed Surplus
     and Equity Component:
    -------------------------------------------------------------------------
    December 31, 2007                                               $444,086
    -------------------------------------------------------------------------
    December 31, 2008                                               $437,899
    -------------------------------------------------------------------------

    (a) Flow-through share issue - 2007

    In November 2007, the company issued from treasury 10,450,000 common
    shares on a flow-through basis at $5.00 per share for gross proceeds of
    $52.25 million and renounced the related resource expenditures to the
    flow-through investors effective December 31, 2007. The related tax
    effect of $13.25 million was recorded in 2008.

    (b) Stock Options

    A summary of the company's outstanding stock options, as at December 31,
    2008 and 2007 and changes during those years is presented below:

    -------------------------------------------------------------------------
                                     2008                      2007
    -------------------------------------------------------------------------
                                          Weighted                  Weighted
                                           Average                   Average
                            Number of     Exercise    Number of     Exercise
                              Options        Price      Options        Price
    -------------------------------------------------------------------------
    Outstanding, beginning
     of year               17,432,717        $3.60   16,212,490        $3.31
    -------------------------------------------------------------------------
    Granted                 6,226,846        $2.29    4,311,703        $3.88
    -------------------------------------------------------------------------
    Exercised              (1,101,583)       $0.81   (1,518,267)       $0.97
    -------------------------------------------------------------------------
    Expired/exchanged      (6,174,876)       $3.93   (1,573,209)       $4.00
    -------------------------------------------------------------------------
    Outstanding, end
     of year               16,383,104        $3.16   17,432,717        $3.60
    -------------------------------------------------------------------------
    Exercisable, end
     of year               12,423,317        $3.14   10,204,053        $3.18
    -------------------------------------------------------------------------

    All stock options have been granted for a period of five years. Options
    granted under the plan are generally fully exercisable after three years.

    The company offered its employees (excluding directors and officers) the
    opportunity to exchange significantly "out of the money" options for a
    reduced number of new options based on the fair value of the options. In
    the fourth quarter of 2008 Stock-based compensation of $675,000 was
    recognized (ie. expensed or capitalized) in relation to the options
    exchanged.

    The table below summarizes unexercised stock options.

    -------------------------------------------------------------------------
                                                                    Weighted
                                                       Weighted      Average
                                                        Average    Remaining
                                            Number     Exercise  Contractual
    Range of Exercise Prices           Outstanding        Price         Life
    -------------------------------------------------------------------------
    At December 31                                         2008
    -------------------------------------------------------------------------
    $0.20 - $0.99                          997,034        $0.77          1.1
    -------------------------------------------------------------------------
    $1.00 - $1.99                        4,563,623        $1.34          3.7
    -------------------------------------------------------------------------
    $2.00 - $3.99                        5,377,938        $3.31          2.9
    -------------------------------------------------------------------------
    $4.00 - $5.99                        5,444,509        $4.98          2.3
    -------------------------------------------------------------------------
                                        16,383,104        $3.16
    -------------------------------------------------------------------------


    -------------------------------------------------------------------------
                                                                    Weighted
                                                       Weighted      Average
                                                        Average    Remaining
                                            Number     Exercise  Contractual
    Range of Exercise Prices           Outstanding        Price         Life
    -------------------------------------------------------------------------
    At December 31                                         2007
    -------------------------------------------------------------------------
    $0.20 - $0.99                        1,997,968        $0.72          1.8
    -------------------------------------------------------------------------
    $1.00 - $1.99                        1,632,000        $1.58          2.4
    -------------------------------------------------------------------------
    $2.00 - $3.99                        6,479,216        $3.51          3.7
    -------------------------------------------------------------------------
    $4.00 - $5.99                        7,323,533        $4.91          3.4
    -------------------------------------------------------------------------
                                        17,432,717        $3.60
    -------------------------------------------------------------------------

    In 2008 a compensatory non-cash expense of $5.9 million (2007 -
    $8.3 million) was recorded, reflecting the fair value of stock options
    amortized over their term. Of this amount, $4.4 million (2007 -
    $5.7 million) was expensed and nil (2007 - $0.4 million) was charged to
    refining operating costs. A further $1.5 million (2007 - $2.2 million)
    was capitalized to property and equipment.

    The fair value of each stock option granted is estimated on the date of
    grant using the Black-Scholes option-pricing model with weighted average
    assumptions for grants as follows:

    -------------------------------------------------------------------------
                                                           2008         2007
    -------------------------------------------------------------------------
    Risk free interest rate                                2.5%         4.1%
    -------------------------------------------------------------------------
    Expected option life (years)                              3            3
    -------------------------------------------------------------------------
    Expected volatility                                     54%          52%
    -------------------------------------------------------------------------

    The weighted average fair value at the date of grant of all options
    granted in 2008 was $0.81 per option (2007 - $1.50).

    (c) Share award plan for non-employee directors

    Shareholders of the company approved a share award incentive plan for
    non-employee directors at the company's Annual and Special Meeting of
    Shareholders on May 10, 2007. Under the plan, a total of 326,925 share
    units (represented by common shares) were awarded to non-employee
    directors. In June 2007, 108,975 common shares were issued to directors
    as compensation under the plan; on January 1, 2008 a further 108,975
    share units were vested and the equivalent number of common shares were
    issued on January 16, 2008; the remaining 108,975 share units vested on
    January 1, 2009 and were issued on January 5, 2009.

    Under the share award plan, share units may be granted to non-employee
    directors of the company in amounts determined by the Board of Directors
    on the recommendation of the Governance Committee. Payment under the plan
    is made by delivering common shares to non-employee directors either
    through purchases on the TSX or by issuing shares from treasury, subject
    to certain limitations. The Board of Directors may also elect to pay cash
    equal to the fair market value of the common shares to be delivered to
    non-employee directors upon vesting of such share units in lieu of
    delivering shares.

    On March 25, 2008 an additional 283,730 shares were awarded to non-
    employee directors over a future vesting period. A total of 392,705 share
    awards were outstanding at December 31, 2008 and have vested or vest on
    the following dates:

    -------------------------------------------------------------------------
    December 31, 2008                                                  5,210
    -------------------------------------------------------------------------
    January 1, 2009                                                  108,975
    -------------------------------------------------------------------------
    December 31, 2009                                                  5,210
    -------------------------------------------------------------------------
    January 1, 2010                                                  136,655
    -------------------------------------------------------------------------
    January 1, 2011                                                  136,655
    -------------------------------------------------------------------------
                                                                     392,705
    -------------------------------------------------------------------------

    In the year ended December 31, 2008, $125,000 (year ended December 31,
    2007 - $810,000) was charged to expense in respect of awards granted
    under the share award plan.

    14. Related Party Transactions

    In 2008 the company paid professional legal fees of $1.1 million (2007 -
    $667,000) to a law firm in which an officer and director of the company
    were partners. Transactions with the related party occurred within the
    normal course of business and have been measured at their exchange amount
    on normal business terms. The exchange amount is the amount of
    consideration established and agreed to with the related parties.

    A portion of the company's conventional crude oil and natural gas
    exploration and drilling activities, which activities are anticipated to
    continue in the future, was conducted in an industry-standard joint
    venture arrangement with a company, an officer of which is also a
    director of Connacher. Transactions with the joint venture partner
    occurred within the normal course of business and have been measured at
    their exchange amount on normal business terms. The exchange amount is
    the amount of consideration established and agreed to by the company and
    the joint venture partner.

    15. Segmented Information

    The company has changed its segmentation in 2008 to better reflect the
    organization of its business by combining the former Canadian
    administrative segment with the Canadian oil and gas segment. In Canada,
    the company is in the business of exploring for and producing crude oil,
    natural gas and bitumen. In the U.S., the company is in the business of
    refining and marketing petroleum products. The significant aspects of
    these operating segments are presented below. Comparative figures have
    been reclassified.

    -------------------------------------------------------------------------
    Year ended December 31                  Canada          USA
    -------------------------------------------------------------------------
    ($000)                             Oil and Gas     Refining        Total
    -------------------------------------------------------------------------

    2008

    -------------------------------------------------------------------------
    Revenues, net of royalties            $249,657     $374,248     $623,905
    -------------------------------------------------------------------------
    Equity interest in
     Petrolifera earnings                    3,085            -        3,085
    -------------------------------------------------------------------------
    Dilution gain                            7,964            -        7,964
    -------------------------------------------------------------------------
    Interest and other income                5,057          377        5,434
    -------------------------------------------------------------------------
    Finance charges                         34,235          418       34,653
    -------------------------------------------------------------------------
    Depletion, depreciation
     and accretion                          48,304        8,144       56,448
    -------------------------------------------------------------------------
    Taxes  provision (recovery)              1,330       (6,641)      (5,311)
    -------------------------------------------------------------------------
    Net earnings (loss)                    (11,128)     (15,475)     (26,603)
    -------------------------------------------------------------------------
    Property and equipment, net            898,851       86,203      985,054
    -------------------------------------------------------------------------
    Goodwill                               103,676            -      103,676
    -------------------------------------------------------------------------
    Capital expenditures                   327,452       24,284      351,736
    -------------------------------------------------------------------------
    Total assets                         1,287,851      143,824    1,431,675
    -------------------------------------------------------------------------

    2007

    -------------------------------------------------------------------------
    Revenues, net of royalties             $30,722     $313,050     $343,772
    -------------------------------------------------------------------------
    Equity interest in
     Petrolifera earnings                    6,953            -        6,953
    -------------------------------------------------------------------------
    Dilution gain                            1,917            -        1,917
    -------------------------------------------------------------------------
    Interest and other income                  232          516          748
    -------------------------------------------------------------------------
    Finance charges                          6,858            -        6,858
    -------------------------------------------------------------------------
    Depletion, depreciation
     and accretion                          25,887        5,174       31,061
    -------------------------------------------------------------------------
    Taxes provision (recovery)              (1,927)      14,932       13,005
    -------------------------------------------------------------------------
    Net earnings                            12,349       28,612       40,961
    -------------------------------------------------------------------------
    Property and equipment, net            617,412       54,010      671,422
    -------------------------------------------------------------------------
    Goodwill                               103,676            -      103,676
    -------------------------------------------------------------------------
    Capital expenditures
     and acquisitions                      307,047       15,915      322,962
    -------------------------------------------------------------------------
    Total assets                         1,150,655      108,173    1,258,828
    -------------------------------------------------------------------------

    16. Supplementary Information

    (a) Per share amounts

    The following table summarizes the common shares used in per share
    calculations.

    -------------------------------------------------------------------------
    For the years ended December 31 (000)                  2008         2007
    -------------------------------------------------------------------------
    Weighed average common shares outstanding           210,794      200,092
    -------------------------------------------------------------------------
    Dilutive effect of stock options, Convertible
     Debentures and share units under the
     non-employee Directors share award plan              3,853        2,674
    -------------------------------------------------------------------------
    Weighed average common shares
     outstanding - diluted                              214,647      202,766
    -------------------------------------------------------------------------

    (b) Net change in non-cash working capital

    -------------------------------------------------------------------------
    For the years ended December 31 ($000)                 2008         2007
    -------------------------------------------------------------------------
    Accounts receivable                                  $4,274       $5,872
    -------------------------------------------------------------------------
    Inventories                                         (17,614)       6,058
    -------------------------------------------------------------------------
    Due from Petrolifera                                    (42)          32
    -------------------------------------------------------------------------
    Prepaid expenses                                        299         (995)
    -------------------------------------------------------------------------
    Accounts payable and accrued liabilities             45,885       (5,249)
    -------------------------------------------------------------------------
    Income taxes payable/recoverable                     (9,596)      (7,923)
    -------------------------------------------------------------------------
    Total                                               $23,206      $(2,205)
    -------------------------------------------------------------------------

    Summary of working capital changes:

    -------------------------------------------------------------------------
    ($000)                                                 2008         2007
    -------------------------------------------------------------------------
    Operations                                         $(27,583)      $6,464
    -------------------------------------------------------------------------
    Investing                                            50,789       (8,669)
    -------------------------------------------------------------------------
                                                        $23,206      $(2,205)
    -------------------------------------------------------------------------

    (c) Supplementary cash flow information

    -------------------------------------------------------------------------
    For the years ended December 31 ($000)                 2008         2007
    -------------------------------------------------------------------------
    Interest paid                                       $78,506      $24,403
    -------------------------------------------------------------------------
    Income taxes paid                                     1,650       19,001
    -------------------------------------------------------------------------

    At December 31, 2007, cash of $63.2 million was restricted to fund the
    first year of interest payments on the Second Lien Senior Notes.

    17. Commitments, Contingencies And Guarantees

    The company's annual commitments under leases for office premises and
    operating costs, field compression equipment, software license agreements
    and other equipment are as follows:

    2009 - $3.7 million; 2010 - $2.7 million; 2011 - $2.7 million; 2012 -
    $2.6 million; 2013 - $2.6 million; total thereafter $9.2 million.

    Additionally, the company has various guarantees and indemnifications in
    place in the ordinary course of business, none of which are expected to
    have a significant impact on the company's financial statements or
    operations.

    18. Subsequent Event

    Subsequent to the year end Connacher entered into WTI crude hedges for
    prices of US $46.00/bbl and US $49.50/bbl on a notional volume of
    5,000 barrels of oil per day for a significant portion of 2009.

    Subsequent to year end Connacher cancelled its Revolving Credit
    Facilities and put in place a $20 million demand operating facility for
    the purpose of issuing letters of credit. The facility is secured by cash
    and a first lien claim on certain assets of the company.
For further information:
For further information: Richard A. Gusella, President and Chief
Executive Officer; OR Grant D. Ukrainetz, Vice President, Corporate
Development, Phone: (403) 538-6201, Fax: (403) 538-6225,
inquiries@connacheroil.com, Website: www.connacheroil.com